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| Income Protection | Life Insurance | Public Liability | Tool Insurance | TPD Insurance | Trauma Insurance | Business Expense Insurance | Key Person Insurance | Which do I need? |
Tradesman InsuranceWe specialise in trade insurance solutions for all Australian tradesmen and women.Whatever your trade is, we know what you need and can assist with your public liability, tool insurance, income protection and much more. Whether you just want the cheapest cover to get on the worksite or a comprehensive tradesman insurance plan, we can help. Don't risk everything you've worked towards, trust the professionals to take care of your trade insurance needs. Proud sponsor of the Construction Industry Guide to Site Safety
We do the running around so you don't have to. Here are just a few of the tradesman insurance companies we use and recommend:
Why is tradesman insurance so important for tradies? According to figures released by Macquarie Life (June 2009), manual and trade workers make up the overwhelming majority of income protecton claims.
People who are self-employed, particularly in the manual trade professions, should definitely consider income protection insurance. Most of these claims are related to musculoskeletal injuries.
Just like you invest in good quality tools, investing in good quality insurance can provide great benefits down the track. Investing in good quality public liability insurance may only cost you $50 a month, but the returns can be significant. Causing $10,000 worth of damage whilst on the job isn't that uncommon, and if your public liability covered that cost for you it would be equivalent to over 16 years worth of premiums. If you caused $50,000 worth of damage (which isn't unheard of) the payout would be equivalent to over 83 years worth of premiums! You cannot argue that paying your trade insurance premiums would not have been a great investment. It's the same story with trade tool insurance. $10,000 worth of tool insurance may cost you around $25 a month, but if all your tools were stolen (which will happen to most tradies at least once in their life) the payout will cover 33 years worth of premiums! When you start doing the same sums for income protection and life insurance the potential returns are dramatically higher. So stop looking at your trade insurance as an expense, and see it for what it really is - one of the best investments you can make in yourself and your business.
Who will cover the costs if you cause damage to someone's property or cause personal injury? Who will cover the replacement costs if your tools are stolen or accidentally damaged? Who will pay your bills if you cannot work for a period of time? The only thing that is going to cover all of those costs, other that out of your own pocket, is tradesman insurance. Here at Trade Risk we are the Australian experts for tradesman insurance. Contact us today for a quote on your public liability insurance, tool insurance or income protection insurance. Get Connected! Want to keep up with all the latest in tradesman news, views and a bit of fun? Follow us on Twitter and Facebook!
IMPORTANT: Trade Insure has changed its name to Trade Risk. Click here to find out why. |
      
 Trade Risk has just been named as one of Australia's smartest companies!
Latest Updates 15 May 2012 Information about building and construction insurance. Read more... 10 May 2012 What are the trade insurance requirements in Qld? 1 May 2012 We can help you to find the best tradesman insurance quotes 12 April 2012 Find out how a tradesman insurance broker can help you. 23 March 2012 Our first newsletter for 2012 is now online. 20 March 2012 The importance of tradesman insurance. 1 March 2012 How you can protect your trade tools from theft. 23 February 2012 Trades insurance includes public liability and income protection. 17 February 2012 Looking for trade insurance in Brisbane? Look no further! 5 February 2012 Our latest guide will help you when becoming a subcontractor. 23 January 2012 Getting your trade insurance quotes online has never been easier. 12 January 2012 TAL have recently upgraded a number of their tradesman insurance policies. 31 December 2011 Insurance for a new tradesman - everything you need to know. 14 November 2011 Insurance for tradies working on the 2018 Gold Coast Comm Games. 9 November 2011 Public liability insurance for boilermakers doesn't have to be difficult. 7 November 2011 Income protection insurance is one of the most important for any tradesman. 2 November 2011 We've just added some more great info on public liability insurance. 7 October 2011 Sickness and accident insurance for a tradesman. 28 September 2011 Holding your tradesman insurance in your SMSF. 25 September 2011 What insurance does a tradesman need? 20 September 2011 Everything you need to know about trade insurance. 9 September 2011 Industry super funds outsourcing your insurance overseas. 8 September 2011 The September trade newsletter is now available.
Trade Risk Global Although Trade Risk is based right here in Australia, we can also assist tradies in New Zealand and the UK through our overseas locations. See our global sites below for more information.   
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| Important Information:
Information on this website should be seen as general advice only, as it does not take into account your personal circumstances. You should not act upon any information on this website without first consulting a qualified financial adviser or insurance broker
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