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| Income Protection | Life Insurance | Public Liability | Tool Insurance | TPD Insurance | Trauma Insurance | Business Expense Insurance | Key Person Insurance | Which do I need? |
Tradesman Insurance Blog
Tradesman Insurance Brisbane | 17 February 2012 Here at Trade Risk we assist tradesmen from all over Australia with their trade insurance needs, however because we are based in Brisbane we can provide local service to tradies based in Brisbane and the surrounding areas. Read more... Tradies Targeted by the ATO | 17 February 2012 According to newspaper reports today, the Australian Tax Office will be cracking down on various businesses including tradesmen who they believe are not declaring some of their cash earnings. Read more... Becoming a Subcontractor | 5 February 2012 When deciding to become a subcontractor there are a few things you need to know about. These issues can include your business structure, insurance, superannuation and other responsibilities. Read more... Trade Insurance Online Quote | 23 January 2012 Getting quotes on your tradesman insurance was once a time consuming task, but thanks to websites like ours it is much easier to obtain a trade insurance quotes online. Read more... Improved Insurance for Tradies | 12 January 2012 TAL Insurance (formerly Tower Insurance) have recently improved the tradesman insurance policies they offer. Find out how you could benefit from these upgrades. Read more... Insurance for a New Tradesman | 31 December 2011 So you've finished your apprenticeship and now you're a fully fledged tradesman. Many people in your situation will now choose to run their own business or work with another business as a subbie. Whichever way you go, you're going to need some insurance. Read more... Tradesman Insurance - Gold Coast Commonwealth Games 2018 | 14 November 2011 There will be huge amount of construction work taking place between now and the 2018 Games, and tradies are going to be in major demand during this period. But what insurance do you need? Read more... Boilermaker Public Liability Insurance | 9 November 2011 If you're a boilermaker looking for public liability insurance, chances are you may have been knocked back by a few different insurance companies - but the good news is that we can look after you! Read more... Income Protection Insurance | 7 November 2011 Income protection is designed to protect and replace you income in the event that you are unable to work for a period of time due to illness or injury. It does this by paying you a monthly benefit until you are able to return to work. Read more... Sickness and Accident Insurance | 7 October 2011 Sickness and accident insurance, also known as income protection insurance, is designed to protect your income if you are unable to work for a period of time due to illness of injury. Read more... Tradesman Insurance in your SMSF | 28 September 2011 A growing number of tradesmen, especially builders, are putting their retirement savings into an SMSF. Did you know that this can also be a very cost effective way of holding some of your tradesman insurance policies? Read more... What insurance does a Tradesman need? | 25 September 2011 Tradesman insurance is split into two groups; general insurance, which includes public liability and tool insurance; and life insurance, which includes income protection and other personal risk covers. Read more... Trade Insurance | 20 September 2011 Trade Insurance includes a whole range of different covers, including public liability insurance, tool insurance and income protection. But what covers do your need for your trade? Read more... How good is the insurance in your industry super fund? | 9 September 2011 If you think your insurance is with your big Australian industry super fund, think again! In many cases your cover will have been outsourced to an unknown overseas insurer. Read more... Newsletter - September 2011 | 8 September 2011 Check out our September newsletter. This month we ask the question about what is more important - your wife of your tools. Although it sounds like a bit of a joke, the reason for asking is quite serious. Read more... Newsletter - June 2011 | 12 June 2011 Our latest newsletter is now online. Inside you'll find some important information about changes at the Trade Risk office, as well as sone great information on how to protect yourself and your family with insurance should something go wrong. Read more... National Tradesman's Expo | 1 May 2011 The National Tradesman's Expo is currently making its way around Australia. Tradies have the chance to check out the latest tools and equipment, and maybe grab a show bargain. Trade Risk has free double passes for all clients! Read more... Tradesman Public Liability Insurance | 9 February 2011 Public liability insurance is the most popular type of cover amongst tradies, at it can protect you from losing your house if something goes majorly wrong on the worksite. Read more... Subcontractors Insurance | 8 February 2011 If you're a subcontractor, you're on your own when it comes to public liability insurance and personal insurance. The person or company hiring you is not responsible for any damage or loss that you cause, or for any injury that you sustain. Read more... Public Liability Insurance for Tradesmen | 7 February 2011 There are many types of insurance that are important for tradesmen, but for most tradies public liability is the first insurance policy they take out. Read more... Newsletter - January 2011 | 15 January 2011 Our first newsletter for 2011 is finally here. Inside you'll find out how you can help with the rebuilding of Brisbane after the recent flooding which has damaged thousands of homes and businesses. Read more... Flood Rebuilding Work | 14 January 2011 If you've been watching any of the recent coverage you'll have heard the calls for tradies needed here in Brisbane and elsewhere. Are you able to help? Read more... Newsletter - December 2010 | 3 December 2010 We bid farewell to 2010 and reflect on some highlights for the year. We also talk about why income protection is so important not just for you, but for your family. Read more... All New 'About Us' Section | 28 November 2010 We've just added a brand new 'about us' section to the website. Here you can read about our company and our advisers, and why we do trade insurance better than anyone else. Read more... Frequently Asked Questions | 26 November 2010 What the FAQ? If you have a question about insurance or about Trade Risk, you're likely to find the answer in our new FAQ. Read more... Newsletter - November 2010 | 2 November 2010 Is your income protection policy up do scratch? The difference could be worth thousands to you. Also find out why Movember is such a great cause and is worthy of your support. Read more... Newsletter - September 2010 | 1 September 2010 Find out about our new sponsorship of the Master Builders site safety guide, and get a quote on your income protection for a chance to win an xbox. Read more... Newsletter - July 2010 | 1 July 2010 Happy new financial year! This month we're talking about a new product which can help you save up to 30% on your insurance, as well as the importance of insuring your better half. Read more... Newsletter - June 2010 | 1 June 2010 June means one thing for most self-employed tradies - countdown to tax time. In this month's newsletter I'll be talking about a couple of easy strategies to reduce your tax bill. Read more... The downside to underinsuring your tools | 28 May 2010 You may think that a $7,000 tool insurance policy will cover you for $7,000. But if you've underinsured yourself, you could be in for a nasty surprise Read more... Insurance guide for the newly self-employed | 24 May 2010 Have you recently become a self-employed tradie? Before you start chasing business you need to get your insurance sorted out. Read more... Victorian Registered Electrical Contractor's Insurance Requirements | 17 May 2010 Contractors must hold current civil liability insurance (minimum cover $5M) against personal injury and/or damage to property in connection with the electrical contracting work of the applicant or their employees or agents. Read more... Specific Injury Benefit | 10 May 2010 With most income protection policies, whenever you make a claim you must first get through the 'waiting period' before you will receive any payments. Generally you must be off work for 30 days, depending on the policy chosen. Wouldn't it be great to get an instant payment without having to be away from work? Read more... Newsletter - May 2010 | 1 May 2010 In this issue we'll be talking about tradies down in the Bass Strait earning over quarter of a million dollars per year, some interesting news on a policy which allows you to claim income protection benefits even if you're still at work, and how to pay for your insurance premiums using your superannuation balance. Read more... Claiming on Income Protection whilst still working | 1 May 2010 You may think you have to be stuck at home away from your worksite before you can claim on your income protection policy, but there are some insurers who will pay you a 'partial benefit' if you're still able to work, but not at full capacity. Read more... Bass Strait Sparkies Earning $250,000 | 28 April 2010 I recently read with interest an article about electricians working on oil and gas platforms out in Bass Strait, and the impressive incomes these guys take home. According to the article, total remuneration averages around $255,000. Read more... A Super way to pay your Insurance | 24 April 2010 We all know that it's vital to have the right insurance in place, but most of us would rather spend our money on ourselves and our families rather than insurance. This has led to Australia being one of the most under-insured countries in the developed world, but there is a way to have comprehensive insurance without impacting on your cashflow. Read more... Trade Directories | 17 April 2010 Want to get your trades business in front of more potential clients? Trade directories could be the answer. There are dozens of websites popping up all over the internet that allow you to list your services. Some of them are free, and some charge for the privilege of listing. Read more... Day 1 Accident Cover | 13 April 2010 A popular option for many tradies who take out income protection is "day 1 accident cover". This option can be added to most income protection policies available in Australia. Day 1 accident cover means that, in the event of an accident, you can be paid the benefits from your income protection policy from day 1. However, there are some big differences between the policies offered by the insurance companies. Read more... Queensland Electrical Contractors Insurance Requirements | 2 April 2010 What is the insurance requirement for an electrical contractor? Section 43 of the Electrical Safety Regulation 2002 requires that electrical contractors have public liability insurance for at least $5,000,000 under a contract of insurance approved by the chief executive. Read more... Call us today on 1800 744 482 or get a free online quote |
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Information on this website should be seen as general advice only, as it does not take into account your personal circumstances. You should not act upon any information on this website without first consulting a qualified financial adviser or insurance broker
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