Tradesman Insurance Services Pty Ltd is the name of the company behind Trade Risk.
We operate under the Trade Risk brand, as well as Patch Insurance Brokers.
Although Trade Risk was established in 2010, we operated under a different entity prior to Tradesman Insurance Services Pty Ltd being registered as a company in 2012.
For any tradesman looking for insurance, the options available can seem almost endless.
Your insurance requirements will depend on a variety of factors including your trade, your business structure and even the states and territories that you undertake work in.
Once you know which types of insurance you need, you will then need to figure out how much cover you need in terms of dollar amounts, and then go through dozens of different policies trying to work out which ones will suit you best.
For the average tradesman who is not an insurance expert it can be a daunting task, but there is an easier way.
Using a tradesman insurance broker
Making use of the services of a qualified insurance broker is a great idea, but an even better idea is to use a broker who specialises in tradesman insurance.
Tradesmen are exposed to all sorts of risks, and many of these risks are specific to the trades and constructions industries. A qualified tradesman insurance broker knows these risks and knows which policies are going to provide you, your business and your family with the best financial protection.
Not only can a specialist trade insurance broker help you with choosing the right insurance, but they also have the knowledge and experience to find the best value policies that will provide competitive premiums to suit your budget.
What policies can an broker assist with?
Insurance brokers deal in a class of insurance known as ‘general insurance’. When it comes to tradesmen, the most common forms of general insurance are public liability insurance, personal accident insurance and tool insurance.
Choosing an insurance broker
When looking for an insurance broker it is important to choose one who specialises in dealing with tradesmen.
You will also need to ensure that each of the tradesman insurance brokers you are considering are fully qualified and licensed to provide advice and to deal in general insurance products.
Some tradesmen prefer to deal with their insurance brokers face-to-face, however an increasing number of tradies are choosing to take out their insurance via online services.
Using online insurance brokers is a very convenient option, but make sure the service is backed by qualified brokers who can be contacted by phone. Here at Trade Risk you will be given your broker’s mobile phone number and have access to them at all times.
Taking the next step
If you would like to be put in contact with a tradesman insurance broker, please complete our online quote request form or simply get in contact with us.
Here at Trade Risk we genuinely believe that we are the tradesman insurance experts. We will do everything in our power to ensure you can get the best value cover with the best possible service.
