Roof trussesIt seems everyone haggles on the price of everything these days.

As as tradie you would’ve experienced the same no doubt.

You quote someone on a quality job, only to have someone else undercut you.

And chances are the bloke who undercut you is going to have to cut a few corners to still make a buck on the job.

I think we’d all agree that you get what you pay for.

Look at your own gear for example.  Do you drive a Great Wall ute and have a box full of the cheapest tools from Bunning?

If you’re a half-decent tradie the answer is probably not!  Instead you pay extra for a quality Hilux and decent tools to get the job done.

We work hard so we can buy nice things, right?

But unfortunately a lot of tradies don’t see insurance in the same light.  They think all policies and brokers are just the same, with the only difference being price.

This isn’t restricted to tradies of course.  The whole insurance industry is heading down this path.

Think of it this way…

If one ute was $30k and the other ute was $40k, would you automatically buy they cheaper one?

If one reciprocating saw was $50 and the other was $200, would you buy the cheaper one without asking any questions?

Of course not!

But plenty of tradies do exactly this with public liability insurance.

They’ll get one quote for $350 and another for $400, and pick the cheaper one without asking any questions.

But they saved fifty bucks right?  Sure they paid $50 less, but just like the cheap ute and tools, it doesn’t mean you’ve made the right decision.

Thankfully not all tradies (and business owners in general) see it this way, but there are plenty who do.

Recently we received this feedback from a client who cancelled their policy:

“you guys did nothing wrong i just looked for a cheaper price and found one, only by $40 but it’s still money, you guys are still one of the best around.”

Really?  You’d leave the best to save $40 a year?

We totally get that money’s money.  A dollar saved is a dollar earned.  Etcetera, etcetera.

But you need to compare apples with apples.  You could save thousands by trading in your Hilux for a Great Wall, but would you?  Money’s money right…?

So how do we at Trade Risk prove that we’re the Hilux and the cheaper competitors are the Great Wall?

That is, why you should you be willing to stick with us when they’re might be some cheaper competitors out there?

By the way, we have nothing against Great Wall utes!  We’ve never driven one.  They’re just the most well-known example of a very inexpensive ute.

Anyone can say they’re the best, but how can you actually prove it?

Tradies love us

Well for starters, we’re the trade insurance experts.  Our team only look after tradies and businesses involved in the building and construction industry.

Additionally, we only use qualified insurance brokers, not sales staff.

Of course they’re going to have more expertise than someone sitting in a call centre dealing with anyone and everyone seeking insurance.

With Trade Risk, you’ll have a dedicated account manager to look after you.  This beats having to ring a call centre every time you need to enquire about your insurance.

So where’s the proof that this is so good for tradies?

We are the only trade insurance broker to have engaged an independent ratings agency to survey our clients on their experience, and the results are impressive.

Our average rating is 4.6 stars out of 5.0, with the vast majority of clients rating us five stars.

Feefo Rating

What’s even more satisfying are the amazing things that our clients write about us.

You’d swear we wrote some of them ourselves, but because we use an independent agency to collect the reviews you can be assured they are all genuine.

You can view all of our reviews and ratings here

Winners are grinners

We’ve won multiple awards for our insurance services to tradies.

Insurance Business magazine has twice named us in their ‘Elite Broker’ list of Australia’s top 30 insurance brokers.

Elite Insurance Brokers 2015 Elite Insurance Brokers 2016

These rankings are based on a number of different criteria including the number of new clients who join us each year, and most importantly, the number of clients who stick with us year after year.

If we’re winning awards like this, we must be doing something right for the thousands of tradies who trust us with their insurance.

Quality doesn’t have to be expensive!

After reading all this you might be thinking that Trade Risk must be an expensive place to get your insurance through, but the truth is very different.

Our size has made it possible to use our buying power to get even better prices for tradies.

So in many cases, you’ll actually find that Trade Risk premiums are cheaper than most of the competition.

If anyone is offering lower premiums than us, chances are they aren’t providing the same level of service that we are.

As an example, a recent newcomer to the tradie space is offering very low premiums, but won’t give out their phone number!

What’s the use of using a broker if you’re not allowed to call them?

We could reduce our service levels and our premiums too, but then what are we?  That’s not Trade Risk.

So is the cheapest trade insurance always the best option?  Only if it’s a Trade Risk policy!

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "Simple and easy process to go through and would highly recommend this service to anyone"
    Tony | Tradesman Insurance | Sydney
  • "Exceeded expectations, great service"
    Cewe Pty Ltd | Tradesman Insurance |
  • "Cheap price, never had to claim so not sure how well it will hold up as a policy with loopholes etc"
    | Tradesman Insurance |
  • "Quick process exelent treatment to the client."
    | Tradesman Insurance |
  • "Excellent service"
    | Tradesman Insurance |
  • "Timely reminders and quick response emails."
    The Trustee For The Stephen & Yvonne Henry Family Trust T/As SYS Creative Pty Ltd | Tradesman Insurance |
  • "Great communication, customer service."
    | Tradesman Insurance |
  • "There is plenty of warning that renewal time is coming up. Because of the diversity of our work, they ensured that all aspects of our work was covered and noted on the paperwork. A comparison quote was arranged for, given the extra wording and cover needed and, to our surprise, they were able to save us some $200 in premiums. Thank you Trade Risk."
    Mark Stanley Hawkins T/As Picture Perfect Art Hanging | Tradesman Insurance |
  • "Easy to renew"
    Jeremy Bishop | Tradesman Insurance |
  • "answering my phone call so quickly"
    | Tradesman Insurance |
  • "quickly, sample, good vale I LOVE IT"
    | Tradesman Insurance |
  • "The policy and premiums were ideal for my small business. The support staff were great to deal with."
    | Tradesman Insurance |
  • "prompt service"
    | Tradesman Insurance |
  • "Happy with the purchase However the only feedback that is important is how you perform when I have a claim, buying something is easy, ask me for my feedback then! Cheers Brian"
    | Tradesman Insurance |
  • "Like the prompt service received."
    B2B Marketing Group Pty Ltd | Tradesman Insurance |
  • "good offer. very helpful"
    Navcom Communications Pty Ltd | Tradesman Insurance |
  • "fast & easy"
    Shawbilt Homes Pty Ltd | Tradesman Insurance |
  • "Very prompt"
    | Tradesman Insurance |
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