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Roof trussesIt seems everyone haggles on the price of everything these days.

As as tradie you would’ve experienced the same no doubt.

You quote someone on a quality job, only to have someone else undercut you.

And chances are the bloke who undercut you is going to have to cut a few corners to still make a buck on the job.

I think we’d all agree that you get what you pay for.

Look at your own gear for example.  Do you drive a Great Wall ute and have a box full of the cheapest tools from Bunning?

If you’re a half-decent tradie the answer is probably not!  Instead you pay extra for a quality Hilux and decent tools to get the job done.

We work hard so we can buy nice things, right?

But unfortunately a lot of tradies don’t see insurance in the same light.  They think all policies and brokers are just the same, with the only difference being price.

This isn’t restricted to tradies of course.  The whole insurance industry is heading down this path.

Think of it this way…

If one ute was $30k and the other ute was $40k, would you automatically buy they cheaper one?

If one reciprocating saw was $50 and the other was $200, would you buy the cheaper one without asking any questions?

Of course not!

But plenty of tradies do exactly this with public liability insurance.

They’ll get one quote for $350 and another for $400, and pick the cheaper one without asking any questions.

But they saved fifty bucks right?  Sure they paid $50 less, but just like the cheap ute and tools, it doesn’t mean you’ve made the right decision.

Thankfully not all tradies (and business owners in general) see it this way, but there are plenty who do.

Recently we received this feedback from a client who cancelled their policy:

“you guys did nothing wrong i just looked for a cheaper price and found one, only by $40 but it’s still money, you guys are still one of the best around.”

Really?  You’d leave the best to save $40 a year?

We totally get that money’s money.  A dollar saved is a dollar earned.  Etcetera, etcetera.

But you need to compare apples with apples.  You could save thousands by trading in your Hilux for a Great Wall, but would you?  Money’s money right…?

So how do we at Trade Risk prove that we’re the Hilux and the cheaper competitors are the Great Wall?

That is, why you should you be willing to stick with us when they’re might be some cheaper competitors out there?

By the way, we have nothing against Great Wall utes!  We’ve never driven one.  They’re just the most well-known example of a very inexpensive ute.

Anyone can say they’re the best, but how can you actually prove it?

Tradies love us

Well for starters, we’re the trade insurance experts.  Our team only look after tradies and businesses involved in the building and construction industry.

Additionally, we only use qualified insurance brokers, not sales staff.

Of course they’re going to have more expertise than someone sitting in a call centre dealing with anyone and everyone seeking insurance.

With Trade Risk, you’ll have a dedicated account manager to look after you.  This beats having to ring a call centre every time you need to enquire about your insurance.

So where’s the proof that this is so good for tradies?

We are the only trade insurance broker to have engaged an independent ratings agency to survey our clients on their experience, and the results are impressive.

Our average rating is 4.6 stars out of 5.0, with the vast majority of clients rating us five stars.

Feefo Rating

What’s even more satisfying are the amazing things that our clients write about us.

You’d swear we wrote some of them ourselves, but because we use an independent agency to collect the reviews you can be assured they are all genuine.

You can view all of our reviews and ratings here

Winners are grinners

We’ve won multiple awards for our insurance services to tradies.

Insurance Business magazine has twice named us in their ‘Elite Broker’ list of Australia’s top 30 insurance brokers.

Elite Insurance Brokers 2015 Elite Insurance Brokers 2016

These rankings are based on a number of different criteria including the number of new clients who join us each year, and most importantly, the number of clients who stick with us year after year.

If we’re winning awards like this, we must be doing something right for the thousands of tradies who trust us with their insurance.

Quality doesn’t have to be expensive!

After reading all this you might be thinking that Trade Risk must be an expensive place to get your insurance through, but the truth is very different.

Our size has made it possible to use our buying power to get even better prices for tradies.

So in many cases, you’ll actually find that Trade Risk premiums are cheaper than most of the competition.

If anyone is offering lower premiums than us, chances are they aren’t providing the same level of service that we are.

As an example, a recent newcomer to the tradie space is offering very low premiums, but won’t give out their phone number!

What’s the use of using a broker if you’re not allowed to call them?

We could reduce our service levels and our premiums too, but then what are we?  That’s not Trade Risk.

So is the cheapest trade insurance always the best option?  Only if it’s a Trade Risk policy!

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Excellent customer service from the account manager..flexible to insurance requirements and quick to respond"
    Andrew James Tims | Tradesman Insurance |
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    "Ive had insurance with this crowd in the past. I went to renew my membership in the past as I had let it lapse a couple of months. The price went up 30% so I didn't go with them. Then 3 months later I go back to there website and I get my insurance again for the same as original."
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    "good service"
    Hansford Projects Pty Ltd | Tradesman Insurance |
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    "Great service as always. Would recommend."
    | Trade Insurance - Renewal |
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    "Good service"
    Build it up constructions | Tradesman Insurance | Ipswich
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    "I needed urgent cover and Helen at Trade Risk was so helpful and had me covered at a really competitive rate. Details of the cover were explained so I am confident I have the cover I need. I would definitely recommend Trade Risk."
    Tim Billing | Tradesman Insurance | Brisbane
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    "The best Insurance"
    Ondrej Balogh | Tradesman Insurance |
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    "Good service"
    | Tradesman Insurance |
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    "Good very easy to get a policy"
    Ricky P Jamieson | Tradesman Insurance |
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    "Great service will recommend to others."
    Jason Edward Styles | Tradesman Insurance |
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    "The process of renewal of my Trade Risk seemed to be done efficiently and timely!"
    Cornerstone Tiling Pty Ltd ATF PS.23 Family Trust | Tradesman Insurance |
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    "Reasonable prices efficient and friendly staff"
    Ian Spicer | Tradesman Insurance |
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    "There was a problem with the account details and just a quick phone call and as I was away at work no threats just please fix it when you get back they could have made a big deal out of nothing but didn't and I feel that is great customer service."
    Matthew John Mcgee | Tradesman Insurance |
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    "Great service"
    | Tradesman Insurance |
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    "I contacted you regarding my policy ,no one got back to me then the policy expired and my customers started contacting me ,we lost work because we were not insured ,a lot of our work comes from ambulance Victoria , they stoped writing purchase orders to use because of it . then we asked for another quote for on hook insurance for our crane truck same thing again no follow up and no quote."
    Bayside Machinery Pty Ltd | Tradesman Insurance | Mallacoota Victoria
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    "Excellent customer service went above and beyond to help help out they made all the necessary phone calls and I didn't have to chase them . They did everything for me ."
    | Tradesman Insurance |
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    "it would be 5 stars if the renewal was timely and not requiring me to contact Trade Risk for a renewal quote."
    | Tradesman Insurance |
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    "Easy to deal with"
    | Tradesman Insurance |
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