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Each insurer has slightly different rules in how they will determine your benefit in the event of a claim, but essentially you will be paid 75% of your pre-claim income, or your monthly sum insured, whichever is lower. A common method for determining your pre-claim income is to use you most recent 12 month’s earnings, whilst some more generous insurers will allow you to use your best 12 month continuous period from the last 3 years.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Easy to deal with. Great prices."
    Sorted Electrical Pty Ltd | Trade Insurance - Renewal |
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    "sending me a reminder that my insurance was due and folowing up on it.fast and effiecient responce with my currencey papers and receipt"
    Bradley Steven Oakley | Trade Insurance - Renewal |
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    "Quick and easy to deal with."
    Claire Story | Tradesman Insurance | TIN CAN BAY
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    "Their response was slower than they promised. The cost of the insurance doubled since last year even if there was no claim."
    Peter Halasz | Trade Insurance - Renewal |
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    "The staff were informative ,following up promptly and with a high professional standard"
    Modern Abode Pty Ltd | Trade Insurance - Renewal |
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    "Great service"
    The Trustee For Timms Family Trust | Trade Insurance - Renewal |
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    "Awesome service quick to get back to you and great end result."
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    "Excellent service as always. Easy website to negotiate. Great service when having to make phone contact."
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    "Great customer service, all essential information about your insurance coverage is explained"
    Geoffrey Arnold Walker | Trade Insurance - Renewal |
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    "Lots of advice, great price compared to other insurance companies. Easy to pay & get started straight away."
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    "Good customer service"
    Alexander Talikin | Trade Insurance - Renewal |
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    "Simple easy to use with great support"
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    "Easy to deal with"
    Mr & Mrs C Coote | Trade Insurance - Renewal |
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    "Great service"
    Benjamin James Ghalayini | Trade Insurance - Renewal |
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    "The service was excellent customer contact was clear and very professional"
    Gerard Jones | Trade Insurance - Renewal |
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    "Charging me over $4000.00 for insurances which I ended up getting for $1200. Elsewhere. How can you be so far out of the ballpark.Absolutely ****** incredible."
    Patsat Pty Ltd | Trade Insurance - Renewal |
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    "Great service, understanding of different types of work and able to accommodate"
    Huntress Electrical Solutions Pty Ltd | Trade Insurance - Renewal |
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    "Very efficient, I will use this service in the future because I can rely on the team. The service is easy and fast to use which makes a big difference."
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