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Each insurer has slightly different rules in how they will determine your benefit in the event of a claim, but essentially you will be paid 75% of your pre-claim income, or your monthly sum insured, whichever is lower. A common method for determining your pre-claim income is to use you most recent 12 month’s earnings, whilst some more generous insurers will allow you to use your best 12 month continuous period from the last 3 years.

Tradies Love Trade Risk

In 2020 Trade Risk was awarded the Platinum Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Reasonable value"
    John Alan Dent | Trade Insurance - Renewal |
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    "Extremely helpful and efficient service. Helped me throughout the process, even with silly questions, all on the day my insurance was due."
    | Trade Insurance - Renewal |
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    "I have been with Trade Risk for a couple of years. Their service is how I want to be treated so I keep dealing with them. They call me without fail every year when the policy is due. Great stuff. Should be more of it."
    Gary Rodney Latcham | Trade Insurance - Renewal | Australia
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    "Good ,friendly,easy to understand people"
    Michael Gardner | Trade Insurance - Renewal | Sydney
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    "So quick and easy no fuss"
    Damian Webster | Trade Insurance - Renewal |
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    "Cost effective"
    Joseph Francis Wynen | Trade Insurance - Renewal |
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    "Happy with there work kept me informed Was happy with overall results tgankyou"
    G Burley Plumbing Services Pty Ltd | Trade Insurance - Renewal |
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    "Everything"
    Airlie Beach Painting Pty Ltd | Trade Insurance - Renewal |
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    "Yes Good follow through from Demi Good premium"
    Richard William Morris | Trade Insurance - Renewal |
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    "Keisha went over and above to explain all the relevant info regarding my policy. Highly recommended."
    | Trade Insurance - Renewal |
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    "Trade Risk have provided all my business insurances for a number of years now. Their premiums are competitive and their service and support is excellent."
    Douglas John Hill | Trade Insurance - Renewal |
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    "Able to find reasonable and appropriate insurances"
    | Trade Insurance - Renewal |
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    "Trade Risk makes it easy to assess your insurance needs and organize cover."
    Alister Andrew Campbell | Trade Insurance - Renewal |
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    "Very helpful"
    Bruce Winton Lancaster | Trade Insurance - Renewal |
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    "They took the time to access my business activities , to give me the best cover at a resonable price."
    Gary Lee Halloran | Trade Insurance - Renewal |
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    "Good service, fare price and proactive."
    ADJ Electrical (QLD) Pty Ltd | Trade Insurance - Renewal |
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    "Trade risk make insurance easy, staff are very helpful and great to deal with. Thanks again."
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    "Yes can highly recommend them"
    Rodney Darren James Haycraft | Trade Insurance - Renewal |
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