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This cover is optional on most income protection policies, and means that in the event of an accident you will be back-paid to day 1 of your claim. Under a standard policy you do not receive any benefits for the waiting period, but with the day 1 accident option you will be back-paid for the entire waiting period. Another benefit is that you do not have to be away from work for the full waiting period, and instead you only have to be away from work for 4 consecutive days in order to make a claim. Beware of some insurers who also offer day 1 accident cover, but instead of having a 4 day period they have a 14 or 30 day period.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Ease of access and affordable"
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    "No fuss very easy to deal with"
    Nicholas Oliver Lawson | Trade Insurance - Renewal |
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    "Everything was professional and paperwork sent to was was easy to follow. Jennifer is a great asset to your business."
    | Trade Insurance - Renewal |
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    "Fantastic service with a very competitive rate. Thank you Trade Risk"
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    "Easy process would recommend Trade Risk"
    | Trade Insurance - Renewal |
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    "Easy to deal with and the process of taking out or renewing a policy is very efficient and intuitive."
    Robert Brian Williams | Trade Insurance - Renewal | Melbourne
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    "Simple Tradie insurance from great people!!"
    Red River & Carol Rohde | Tradesman Insurance |
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    "Very affordable and easy to deal with. Haven’t had to make a claim yet."
    Trevor Wheeler | Trade Insurance - Renewal |
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    "i found peple i spoke to where friendly and listened to me and ireceived my ins when i needed it"
    Breeze Clotheslines ATF The Doherty Family Trust | Trade Insurance - Renewal |
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    "Good job well done"
    Yaalaruvi Pty Ltd | Tradesman Insurance |
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    "I found the process very easy and had good communication with the staff via email All sorted in a few days no stress 👍🏻😎"
    Oliver William Darvell | Trade Insurance - Renewal |
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    "They make insurance easy and hassle free to get. Thanks again!"
    | Trade Insurance - Renewal |
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    "excellent communication"
    Jake Robert Prosser | Trade Insurance - Renewal |
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    "Clear and simple process."
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    "Very Very good."
    Peter Dimech | Tradesman Insurance |
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    "have been with them a few years now and always happy with the service."
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    "Recommend - easy to deal with, prompt response to queries."
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    "Good to deal with"
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