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Do you have income protection insurance, but you think it’s too expensive? You’re not alone…

But do you ever do anything about it? Or do you just look at the renewal each year and think “I should do something about that…”

At Trade Risk we regularly speak with tradies who’ve held income protection through other companies for years and have just copped the annual increases.

We’ve been able to save some tradies hundreds of dollars per month by reviewing their cover and moving them to a more competitive insurer, potentially with even better cover.

If you took out an income protection policy more than a few years ago, chances are the policy is no longer the most competitively priced or the most appropriately featured policy for you now.

We can help!

We have our own financial adviser at Trade Risk who can review your existing income protection insurance and let you know if we can do a better deal.

We deal with all of the major insurers, and as trade specialists we know which ones provide the most competitive premiums and offer the best claims service.

Income Protection Insurance Companies

We’re so confident that we’ll be able to get you a better deal, that we’ll send you a $50 Total Tools voucher if we can’t!

There are a few conditions of course, but this is a genuine offer. We want to help our clients and other tradies to save money on their income protection, life, TPD and trauma insurance.

Get started!

Getting started is easy. Call our office on 1800 808 800 and ask for Paul, or click here to complete our quote request form.

Make sure you mention the offer, and you’ll also need to send a copy of your current income protection insurance so that we can do a proper comparison.

Terms and conditions

If we’re going to start giving away vouchers we need to have a few terms and conditions in place…

  1. The policy must be a genuine income protection policy issued by a life insurance company. It cannot be a personal accident type policy issued by a general insurance company. If the policy was issued by a company like AMP, MLC, Zurich etc, then it’s most likely genuine income protection.
  2. You must provide a copy of the policy for the current year which shows the premium and all relevant options and details.
  3. The quote we provide will be based on your current information and we will try to match the options on your existing policy as closely as possible to give a fair comparison.
  4. The offer is only based on a quote. If you choose not to accept the quote, that doesn’t make you eligible for the voucher.
  5. If we cannot find you a lower quote for comparable cover, we’ll send you a $50 Total Tools voucher.

What do you have to lose? Worst case you’ll score a $50 voucher, or best case we’ll save you a whole lot more than that!

How to save on tradies income protection insurance

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Great service, understanding of different types of work and able to accommodate"
    Huntress Electrical Solutions Pty Ltd | Trade Insurance - Renewal |
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    "Very efficient, I will use this service in the future because I can rely on the team. The service is easy and fast to use which makes a big difference."
    | Tradesman Insurance |
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    "Contacted us in advance to review insurance details and found a more suitable insurer."
    The Trustee For The Carrington Trust | Trade Insurance - Renewal | GERALDTON
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    "Yes I would recommend Trade risk to others and I have."
    Mark Winstanley | Trade Insurance - Renewal |
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    "Fast friendly service"
    | Trade Insurance - Renewal |
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    "Excellent, fast and hassle free service. Communication was easy to understand and respond to"
    Weimar Pty Ltd | Trade Insurance - Renewal |
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    "Great service and coverage"
    | Trade Insurance - Renewal |
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    "I have been with Trade risk for many years they always fine me the best deal for my cover"
    Paul Greene | Trade Insurance - Renewal |
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    "they deserve the 5 star rating as their product is amazing so is the cost and it couldn`t have been any easier to renew. This is my 5th year with Trade Risk and i look forward to many more years. I have already recommended people to them as i will continue to do so."
    Stephen John McMurtrie | Trade Insurance - Renewal |
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    "thingevery"
    | Trade Insurance - Renewal |
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    "Good follow up"
    | Trade Insurance - Renewal |
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    "Easily obtained, good price."
    Twin Waters Home Maintenance Services Pty Ltd | Tradesman Insurance |
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    "8 days later, and I still haven't received my payment receipt"
    Stepan Levandovskyy | Tradesman Insurance |
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    "Great, easy service...."
    | Tradesman Insurance |
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    "Trade Risk are always responsive and timely. Very helpful."
    Jason Bruce Doust | Trade Insurance - Renewal |
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    "Fast and good service on line"
    | Tradesman Insurance |
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    "I have always found Trade Risk helpful and easy to communicate with. They definitely know the trades area for insurance cover and various risks.Always answered my queries promptly and efficiently."
    Paul Warren | Trade Insurance - Renewal |
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    "A no fuss renewal process."
    James Dixon | Trade Insurance - Renewal |
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