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Do you have income protection insurance, but you think it’s too expensive? You’re not alone…

But do you ever do anything about it? Or do you just look at the renewal each year and think “I should do something about that…”

At Trade Risk we regularly speak with tradies who’ve held income protection through other companies for years and have just copped the annual increases.

We’ve been able to save some tradies hundreds of dollars per month by reviewing their cover and moving them to a more competitive insurer, potentially with even better cover.

If you took out an income protection policy more than a few years ago, chances are the policy is no longer the most competitively priced or the most appropriately featured policy for you now.

We can help!

We have our own financial adviser at Trade Risk who can review your existing income protection insurance and let you know if we can do a better deal.

We deal with all of the major insurers, and as trade specialists we know which ones provide the most competitive premiums and offer the best claims service.

Income Protection Insurance Companies

We’re so confident that we’ll be able to get you a better deal, that we’ll send you a $50 Total Tools voucher if we can’t!

There are a few conditions of course, but this is a genuine offer. We want to help our clients and other tradies to save money on their income protection, life, TPD and trauma insurance.

Get started!

Getting started is easy. Call our office on 1800 808 800 and ask for Paul, or click here to complete our quote request form.

Make sure you mention the offer, and you’ll also need to send a copy of your current income protection insurance so that we can do a proper comparison.

Terms and conditions

If we’re going to start giving away vouchers we need to have a few terms and conditions in place…

  1. The policy must be a genuine income protection policy issued by a life insurance company. It cannot be a personal accident type policy issued by a general insurance company. If the policy was issued by a company like AMP, MLC, Zurich etc, then it’s most likely genuine income protection.
  2. You must provide a copy of the policy for the current year which shows the premium and all relevant options and details.
  3. The quote we provide will be based on your current information and we will try to match the options on your existing policy as closely as possible to give a fair comparison.
  4. The offer is only based on a quote. If you choose not to accept the quote, that doesn’t make you eligible for the voucher.
  5. If we cannot find you a lower quote for comparable cover, we’ll send you a $50 Total Tools voucher.

What do you have to lose? Worst case you’ll score a $50 voucher, or best case we’ll save you a whole lot more than that!

How to save on tradies income protection insurance

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Considering Covid and made less money through the was surprised to see rise in premium have been using trade risk for a few years now next year might look around at other options"
    | Trade Insurance - Renewal |
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    "the staff were very helpful and response was very quick I would recommend trade risk to others very friendly staff"
    Darren Titford | Tradesman Insurance |
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    "Jennifer was very timely and efficient"
    | Tradesman Insurance |
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    "great service"
    The Trustee For Cousins Family Trust | Trade Insurance - Renewal |
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    "We have used Traderisk for our insurances for 6 years now they are always good to deal with."
    | Trade Insurance - Renewal |
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    "Good communication leading up to renewal and maintained good communication whilst seeking new insurers."
    | Trade Insurance - Renewal |
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    "Very good. Makes life easy."
    | Trade Insurance - Renewal |
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    "I'm happy with their service and will use them again"
    Horsman Roofing Pty Ltd | Trade Insurance - Renewal |
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    "The bill for public liability went up in a year we were only open half the time"
    Robinwood Pty Ltd | Trade Insurance - Renewal | Mornington
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    "Very fast to reply and informative of all options available"
    | Tradesman Insurance |
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    "Made everything very easy and explained all well"
    David R Ambrosiussen | Trade Insurance - Renewal | Dalby
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    "Quick response, easy to understand"
    | Trade Insurance - Renewal |
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    "Easy, quick and reliable"
    Robert Brown | Tradesman Insurance |
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    "Quick and reasonable price no fuss"
    | Trade Insurance - Renewal |
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    "Jeremy Watkins on top of it, no nonsense, straight to the point, insurance sorted. Hope the same level of service, will apply, in the event of a claim."
    Trykym Pty Ltd | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
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    "Had to wait 2 days for certificate of currency and was unable to work without it. Loss of 2 potential days earnings -$1000"
    | Tradesman Insurance |
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    "Very happy with their service and price."
    Vinh Choi | Trade Insurance - Renewal |
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    "Quick and economical service.To the point and affordable"
    | Trade Insurance - Renewal |
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