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Do you have income protection insurance, but you think it’s too expensive? You’re not alone…

But do you ever do anything about it? Or do you just look at the renewal each year and think “I should do something about that…”

At Trade Risk we regularly speak with tradies who’ve held income protection through other companies for years and have just copped the annual increases.

We’ve been able to save some tradies hundreds of dollars per month by reviewing their cover and moving them to a more competitive insurer, potentially with even better cover.

If you took out an income protection policy more than a few years ago, chances are the policy is no longer the most competitively priced or the most appropriately featured policy for you now.

We can help!

We have our own financial adviser at Trade Risk who can review your existing income protection insurance and let you know if we can do a better deal.

We deal with all of the major insurers, and as trade specialists we know which ones provide the most competitive premiums and offer the best claims service.

Income Protection Insurance Companies

We’re so confident that we’ll be able to get you a better deal, that we’ll send you a $50 Total Tools voucher if we can’t!

There are a few conditions of course, but this is a genuine offer. We want to help our clients and other tradies to save money on their income protection, life, TPD and trauma insurance.

Get started!

Getting started is easy. Call our office on 1800 808 800 and ask for Paul, or click here to complete our quote request form.

Make sure you mention the offer, and you’ll also need to send a copy of your current income protection insurance so that we can do a proper comparison.

Terms and conditions

If we’re going to start giving away vouchers we need to have a few terms and conditions in place…

  1. The policy must be a genuine income protection policy issued by a life insurance company. It cannot be a personal accident type policy issued by a general insurance company. If the policy was issued by a company like AMP, MLC, Zurich etc, then it’s most likely genuine income protection.
  2. You must provide a copy of the policy for the current year which shows the premium and all relevant options and details.
  3. The quote we provide will be based on your current information and we will try to match the options on your existing policy as closely as possible to give a fair comparison.
  4. The offer is only based on a quote. If you choose not to accept the quote, that doesn’t make you eligible for the voucher.
  5. If we cannot find you a lower quote for comparable cover, we’ll send you a $50 Total Tools voucher.

What do you have to lose? Worst case you’ll score a $50 voucher, or best case we’ll save you a whole lot more than that!

How to save on tradies income protection insurance

Tradies Love Trade Risk

In 2020 Trade Risk was awarded the Platinum Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "good follow up service"
    Classic Contracting Pty Ltd | Trade Insurance - Renewal |
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    "Took weeks to get back to me. My insurance lapsed and as a result I was unlicensed for 4 days."
    Mikael Erik Amberntsson | Trade Insurance - Renewal |
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    "Jennifer from Trade Risk is always happy to help and very prompt in replying to queries and concerns. Trade Risk takes the hassle out of insurance and makes sure the cover I need is the cover I get."
    Luke | Trade Insurance - Renewal | Snowy Monaro NSW
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    "Excellent service. Keshia was very helpful and easy to deal with. I would continue dealing with Trade Risk again"
    Jawo Wollaston | Trade Insurance - Renewal | Pioneer
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    "Happy with the competitive price. Was an increase from last year but that's common."
    Samford Valley Plumbing Service Pty Ltd | Trade Insurance - Renewal |
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    "No comment"
    Reynolds Family Trust | Trade Insurance - Renewal |
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    "Would recommend them. Great service and prompt follow up to enquiries."
    Riddells Creek Roofing Pty Ltd | Trade Insurance - Renewal |
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    "When insurance comes up in conversation I always tell about who I am with and why."
    | Trade Insurance - Renewal |
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    "Timely and easy to organise."
    Anthony Walford Thyer | Trade Insurance - Renewal |
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    "It took nearly a month to have our renewal finalised. Our broker never responded to our emails or our phone calls, and there was no communication in regard to a required amendment to our renewal proposal. This resulted in a premium much higher than what we were originally paying. Considering the lack of communication and that it took a week for anyone to even action our request, and that our renewal was not finalised 2 days out from its due date, I sincerely doubt that our broker bothered or attempted to negotiate with the insurer or find us the best deal."
    | Trade Insurance - Renewal |
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    "Great service friendly easy renewal of my policy"
    | Trade Insurance - Renewal |
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    "This was a renewal for us and they helped us not only with reminders, but they send a questionnaire about our current policy needs and came up with a policy that suited our changing business."
    Airlie Aluminium Marine Pty Ltd | Trade Insurance - Renewal |
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    "Quick and efficient Attended my query and needs immediately"
    | Trade Insurance - Renewal |
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    "Great customer service agent"
    C.M Friend & P.J Friend | Trade Insurance - Renewal |
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    "We have been using Trade Risk for years. They make it easy and it is good value."
    P & J Building & Home Maintenance Services Pty Ltd | Trade Insurance - Renewal |
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    "Very easy to deal with 👍🏿"
    | Trade Insurance - Renewal |
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    "They provided prompt information and quotes and I found them very easy to deal with."
    | Trade Insurance - Renewal |
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    "Service was good, but not the premium"
    David Mathew Zemunik | Trade Insurance - Renewal |
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