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Do you have income protection insurance, but you think it’s too expensive? You’re not alone…

But do you ever do anything about it? Or do you just look at the renewal each year and think “I should do something about that…”

At Trade Risk we regularly speak with tradies who’ve held income protection through other companies for years and have just copped the annual increases.

We’ve been able to save some tradies hundreds of dollars per month by reviewing their cover and moving them to a more competitive insurer, potentially with even better cover.

If you took out an income protection policy more than a few years ago, chances are the policy is no longer the most competitively priced or the most appropriately featured policy for you now.

We can help!

We have our own financial adviser at Trade Risk who can review your existing income protection insurance and let you know if we can do a better deal.

We deal with all of the major insurers, and as trade specialists we know which ones provide the most competitive premiums and offer the best claims service.

Income Protection Insurance Companies

We’re so confident that we’ll be able to get you a better deal, that we’ll send you a $50 Total Tools voucher if we can’t!

There are a few conditions of course, but this is a genuine offer. We want to help our clients and other tradies to save money on their income protection, life, TPD and trauma insurance.

Get started!

Getting started is easy. Call our office on 1800 808 800 and ask for Paul, or click here to complete our quote request form.

Make sure you mention the offer, and you’ll also need to send a copy of your current income protection insurance so that we can do a proper comparison.

Terms and conditions

If we’re going to start giving away vouchers we need to have a few terms and conditions in place…

  1. The policy must be a genuine income protection policy issued by a life insurance company. It cannot be a personal accident type policy issued by a general insurance company. If the policy was issued by a company like AMP, MLC, Zurich etc, then it’s most likely genuine income protection.
  2. You must provide a copy of the policy for the current year which shows the premium and all relevant options and details.
  3. The quote we provide will be based on your current information and we will try to match the options on your existing policy as closely as possible to give a fair comparison.
  4. The offer is only based on a quote. If you choose not to accept the quote, that doesn’t make you eligible for the voucher.
  5. If we cannot find you a lower quote for comparable cover, we’ll send you a $50 Total Tools voucher.

What do you have to lose? Worst case you’ll score a $50 voucher, or best case we’ll save you a whole lot more than that!

How to save on tradies income protection insurance

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Always helpful."
    Todd Baumann Electrical Contracting Pty Ltd | Trade Insurance - Renewal |
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    "Great online help available through trade risks website"
    | Tradesman Insurance |
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    "Good product knowledge, quick service"
    Michael English | Tradesman Insurance |
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    "Very helpful"
    Rodney Bruce Russell | Trade Insurance - Renewal | Belmont4153
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    "I have been with Trade Risk for three years now, I have always found them to be nothing but professional. Running a business is hard enough so when it comes time to look at insurance renewal you can trust the team at Trade Risk to look after you. Cheers Joe Khoury J.C.K Construction Group Pty Ltd"
    J.C.K Construction Group Pty Ltd | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
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    "Seamless transaction.. Yes would highly recomend"
    Brian Arthur Chedgey | Trade Insurance - Renewal |
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    "Fantastic customer service and great price."
    | Trade Insurance - Renewal |
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    "GOOD TO DEAL WITH ON THE PHONE , GOT THINGS MOVING QUICKLY.."
    GA & YB Pawson | Trade Insurance - Renewal | EMERALD 3782
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    "Always great to deal with no delays they are communicative and easy to follow I definitely recommend them."
    John Patrick Gilbert | Trade Insurance - Renewal |
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    "Insurance renewed quickly very easily"
    M.C Dandridge And L.M Hamilton | Trade Insurance - Renewal |
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    "Got back to me straight away, Great communication, Treated me like i was their only client."
    | Tradesman Insurance |
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    "Really great, fast and responsive in all aspects of business"
    | Trade Insurance - Renewal |
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    "really good fast and got what we wanted in the policy happy with the service hopefullywe never have to use it thanks for everything"
    Ian And Finn Murphy | Tradesman Insurance | mt cotton
    star fullstar fullstar fullstar fullstar full
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    "Easy straight forward and great communication"
    Pod Productions Pty Ltd | Tradesman Insurance |
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    "Prompt response and fair price for my needs Would certainly recommend"
    | Tradesman Insurance |
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    "Doubled my insurance premium for no reason, now I can't get insurance certificate. ***!"
    | Trade Insurance - Renewal |
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    "Great Sevice!"
    | Tradesman Insurance |
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    "Jeremy is going the extra mile to make sure you are happy answering very quickly nice to talk to him on the phone"
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
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