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Do you have income protection insurance, but you think it’s too expensive? You’re not alone…

But do you ever do anything about it? Or do you just look at the renewal each year and think “I should do something about that…”

At Trade Risk we regularly speak with tradies who’ve held income protection through other companies for years and have just copped the annual increases.

We’ve been able to save some tradies hundreds of dollars per month by reviewing their cover and moving them to a more competitive insurer, potentially with even better cover.

If you took out an income protection policy more than a few years ago, chances are the policy is no longer the most competitively priced or the most appropriately featured policy for you now.

We can help!

We have our own financial adviser at Trade Risk who can review your existing income protection insurance and let you know if we can do a better deal.

We deal with all of the major insurers, and as trade specialists we know which ones provide the most competitive premiums and offer the best claims service.

Income Protection Insurance Companies

We’re so confident that we’ll be able to get you a better deal, that we’ll send you a $50 Total Tools voucher if we can’t!

There are a few conditions of course, but this is a genuine offer. We want to help our clients and other tradies to save money on their income protection, life, TPD and trauma insurance.

Get started!

Getting started is easy. Call our office on 1800 808 800 and ask for Paul, or click here to complete our quote request form.

Make sure you mention the offer, and you’ll also need to send a copy of your current income protection insurance so that we can do a proper comparison.

Terms and conditions

If we’re going to start giving away vouchers we need to have a few terms and conditions in place…

  1. The policy must be a genuine income protection policy issued by a life insurance company. It cannot be a personal accident type policy issued by a general insurance company. If the policy was issued by a company like AMP, MLC, Zurich etc, then it’s most likely genuine income protection.
  2. You must provide a copy of the policy for the current year which shows the premium and all relevant options and details.
  3. The quote we provide will be based on your current information and we will try to match the options on your existing policy as closely as possible to give a fair comparison.
  4. The offer is only based on a quote. If you choose not to accept the quote, that doesn’t make you eligible for the voucher.
  5. If we cannot find you a lower quote for comparable cover, we’ll send you a $50 Total Tools voucher.

What do you have to lose? Worst case you’ll score a $50 voucher, or best case we’ll save you a whole lot more than that!

How to save on tradies income protection insurance

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Easy, worthwhile experience with great service and competative pricing."
    CBD Power Services Pty Limited | Tradesman Insurance |
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    "There when you need them"
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    "Very knowledgeable and easy to deal with"
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    "Had Contact prior to renewal and the pleasant gentleman was able to answer all my questions. Received the renewal well before due date. And after payment a Certificate of Currency was forwarded to me Automatically as I did not have to apply for it. What else can you ask of them?"
    Central West Kitchens Pty Ltd | Tradesman Insurance |
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    "Very quick and easy just a few questions online and it's done, looks to be good coverage as well very good communication , will be using them again next year thank you trade risk team"
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    "Supportive towards small business and very flexible"
    Logreen Pty Ltd | Tradesman Insurance |
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    "I thought that the service was good, the ladies seemed nice and they were very easy to talk to"
    Cristopher Tremellen-Smith | Tradesman Insurance |
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    "Excellent service"
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    "I have requested a refund within the cooling off period and not received an answer"
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    "No problems, it was quick and easy to arrange the insurance."
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    "excellent service and you always follow through thank you guys !"
    Entire Installations (Aust) Pty Ltd | Tradesman Insurance |
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    "Great service year in year out. Have been with Trade Risk for several years and find them the most competative in the market"
    Gerard Anthony Fox | Tradesman Insurance |
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    "Easy to use website. Quick quoting and service. Good value."
    | Tradesman Insurance |
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    "Excellent customer Service and very good for a small business, very approachable and nothing is too hard. Very competitive rates"
    Fiona Lee Joyce King | Tradesman Insurance |
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    "I renewed my acc. on 15/06/2020 and my certificate shows renewal date as 22/5/2020 So you basically charged a month from me when I did not need insurance due to not working ( COVID 19)"
    Johann Godfrey Van Tonder | Tradesman Insurance |
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    "Always willing to provide assistance and information to make the process as easy and informative as possible."
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    "Very easy to deal with and prompt response every time, very thorough explanation of policy and terms."
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    "Just being bombarded with emails, driving me nuts."
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