Once your business passes five staff it’s definitely time to have a broker look at your business insurance.

For this reason, our instant online quotes are only available for business with up to five manual workers.

By manual workers we mean staff who are “on the tools”.  We don’t need to include any admin or office staff in this number.

If you have more than five manual workers in your business, one of our insurance experts can talk to you about your insurance needs and put together some quotes for you.

To get started, please call our office on 1800 808 800 or complete our comprehensive quote form online which will then be looked after by one of our brokers.

Manual Workers

Our online quote system is only concerned about the number of manual workers in your business.  This is how it works out your premium.

Non-manual workers, such as admin staff back in your office, aren’t really increasing your risk, and therefore they don’t affect the cost of your public liability insurance.

So if you have a total of seven staff, five who are qualified tradespeople on the tools, and two who are in the office looking after administration, we would class this as five manual workers and could still provide an instant quote.

If you have any staff who you’re unsure if they should be classed as manual workers or not, it’s best to speak with one of our experts so we’re getting the right policy for you.

We’re here to help!

Regardless of whether you have one manual worker (just yourself) or 1,000 manual workers in your business, our team are here to help.

Call us on 1800 808 800 or contact us online.


Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "Simple and easy process to go through and would highly recommend this service to anyone"
    Tony | Tradesman Insurance | Sydney
  • "Exceeded expectations, great service"
    Cewe Pty Ltd | Tradesman Insurance |
  • "Cheap price, never had to claim so not sure how well it will hold up as a policy with loopholes etc"
    | Tradesman Insurance |
  • "Quick process exelent treatment to the client."
    | Tradesman Insurance |
  • "Excellent service"
    | Tradesman Insurance |
  • "Timely reminders and quick response emails."
    The Trustee For The Stephen & Yvonne Henry Family Trust T/As SYS Creative Pty Ltd | Tradesman Insurance |
  • "Great communication, customer service."
    | Tradesman Insurance |
  • "There is plenty of warning that renewal time is coming up. Because of the diversity of our work, they ensured that all aspects of our work was covered and noted on the paperwork. A comparison quote was arranged for, given the extra wording and cover needed and, to our surprise, they were able to save us some $200 in premiums. Thank you Trade Risk."
    Mark Stanley Hawkins T/As Picture Perfect Art Hanging | Tradesman Insurance |
  • "Easy to renew"
    Jeremy Bishop | Tradesman Insurance |
  • "answering my phone call so quickly"
    | Tradesman Insurance |
  • "quickly, sample, good vale I LOVE IT"
    | Tradesman Insurance |
  • "The policy and premiums were ideal for my small business. The support staff were great to deal with."
    | Tradesman Insurance |
  • "prompt service"
    | Tradesman Insurance |
  • "Happy with the purchase However the only feedback that is important is how you perform when I have a claim, buying something is easy, ask me for my feedback then! Cheers Brian"
    | Tradesman Insurance |
  • "Like the prompt service received."
    B2B Marketing Group Pty Ltd | Tradesman Insurance |
  • "good offer. very helpful"
    Navcom Communications Pty Ltd | Tradesman Insurance |
  • "fast & easy"
    Shawbilt Homes Pty Ltd | Tradesman Insurance |
  • "Very prompt"
    | Tradesman Insurance |
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