Once your business passes five staff it’s definitely time to have a broker look at your business insurance.

For this reason, our instant online quotes are only available for business with up to five manual workers.

By manual workers we mean staff who are “on the tools”.  We don’t need to include any admin or office staff in this number.

If you have more than five manual workers in your business, one of our insurance experts can talk to you about your insurance needs and put together some quotes for you.

To get started, please call our office on 1800 808 800 or complete our comprehensive quote form online which will then be looked after by one of our brokers.

Manual Workers

Our online quote system is only concerned about the number of manual workers in your business.  This is how it works out your premium.

Non-manual workers, such as admin staff back in your office, aren’t really increasing your risk, and therefore they don’t affect the cost of your public liability insurance.

So if you have a total of seven staff, five who are qualified tradespeople on the tools, and two who are in the office looking after administration, we would class this as five manual workers and could still provide an instant quote.

If you have any staff who you’re unsure if they should be classed as manual workers or not, it’s best to speak with one of our experts so we’re getting the right policy for you.

We’re here to help!

Regardless of whether you have one manual worker (just yourself) or 1,000 manual workers in your business, our team are here to help.

Call us on 1800 808 800 or contact us online.


Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "The price was on point and the service was also great."
    | Tradesman Insurance |
  • "Excellent customer service and easy payment options"
    | Tradesman Insurance |
  • "The team always helpful."
    | Tradesman Insurance |
  • "They were pleasant to deal with when I first took the policy out and I am happy with their service."
    Gary Rodney Latcham | Tradesman Insurance |
  • "Easy to use, heaps of advance notice for when insurance is expiring. Great communication."
    Ricky Gan | Tradesman Insurance |
  • "Price is great Some emails and returning my calls were non existent even after asking a second time I rang for different premiums with increased excesses, spoke to someone, received no reply, rang again and left message but was not rung back"
    Richard WIlliam Morris | Tradesman Insurance |
  • "Pretty good .. jus t let us know the insurance is goin up if ur automatic do it"
    Ben Andrew Kerkham | Tradesman Insurance |
  • "Everyone I spoke to was helpful friendly and informative. But the computer system was down so I was not able to apply online myself or pay immediately over the phone. But I cannot fault the staff who did all in their power to help make insurance simple and easy as possible. Thankyou!"
    James Cameron | Tradesman Insurance |
  • "TradeRisk just make it so easy with their online tools."
    Alister Andrew Campbell | Tradesman Insurance |
  • "Easy to renew insurance"
    | Tradesman Insurance |
  • "My renewal quote was significantly less expensive than other companies could offer. The renewal process was simple and efficient. I've (thankfully) never needed to make a claim on a policy so cannot comment of the procedure here. I hope I never have to."
    | Tradesman Insurance |
  • "Yes I would recommend them, very efficient and prompt."
    Alan Sharpe | Tradesman Insurance |
  • "Quick and easy....Good value."
    G.a Turner & T.l Turner | Tradesman Insurance |
  • "Great trade insurance A+"
    | Tradesman Insurance |
  • "Very helpful good value and friendly would recommend"
    | Tradesman Insurance |
  • "Good experience."
    KNR Services Pty Ltd | Tradesman Insurance |
  • "Excellent service and nothing was a problem and a pleasure to talk to"
    | Tradesman Insurance |
  • "Great service and knowledge by the team, perfect for tradies wanting to get insurance cover knowing that its specialised for tradesmen."
    James Mott | Tradesman Insurance | Sydney
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