Once your business passes five staff it’s definitely time to have a broker look at your business insurance.

For this reason, our instant online quotes are only available for business with up to five manual workers.

By manual workers we mean staff who are “on the tools”.  We don’t need to include any admin or office staff in this number.

If you have more than five manual workers in your business, one of our insurance experts can talk to you about your insurance needs and put together some quotes for you.

To get started, please call our office on 1800 808 800 or complete our comprehensive quote form online which will then be looked after by one of our brokers.

Manual Workers

Our online quote system is only concerned about the number of manual workers in your business.  This is how it works out your premium.

Non-manual workers, such as admin staff back in your office, aren’t really increasing your risk, and therefore they don’t affect the cost of your public liability insurance.

So if you have a total of seven staff, five who are qualified tradespeople on the tools, and two who are in the office looking after administration, we would class this as five manual workers and could still provide an instant quote.

If you have any staff who you’re unsure if they should be classed as manual workers or not, it’s best to speak with one of our experts so we’re getting the right policy for you.

We’re here to help!

Regardless of whether you have one manual worker (just yourself) or 1,000 manual workers in your business, our team are here to help.

Call us on 1800 808 800 or contact us online.


Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "user friendly"
    Matthew Chris Pinney | Tradesman Insurance |
  • "Efficient, prompt and no fuss approach to handling our insurance needs."
    | Tradesman Insurance |
  • "As a small business owner in the complex Telecommunications Industry TRADE RISK have assisted the complexities for our business. I shall recommend TRADE RISK to all my business partners. LOGREEN"
    Logreen Pty Ltd | Tradesman Insurance | MELBOURNE VICTORIA
  • "Excellent service."
    Ozi Sheds Pty Ltd | Tradesman Insurance |
  • "Easy to obtain quote. clear information and fast to set up. Can rest assured that l have cover, hopefully never need to use it."
    | Tradesman Insurance |
  • "Efficient and well priced. Thank you."
    | Tradesman Insurance |
  • "My contact Cheryl was very helpful and explained everything to me in easy terms. She was friendly and made me feel at ease and answered my many questions immediately. Thank you"
    Heeney Homes Pty Ltd T/As Heeney Homes Pty Ltd | Tradesman Insurance |
  • "Good value with very simple and easy steps to follow, got prompt response also. Very happy overall."
    | Tradesman Insurance |
  • "Easy to deal with."
    | Tradesman Insurance |
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    | Tradesman Insurance |
  • "Brilliant service."
    | Tradesman Insurance |
  • "great customer service marred by requests to do stupid polls like this one"
    Christopher Francis Gould | Tradesman Insurance |
  • "Good service and price. Will try all products."
    | Tradesman Insurance |
  • ".........."
    | Tradesman Insurance |
  • "Reminder of policy expiring, prompt service and good price"
    | Tradesman Insurance |
  • "I think that trade risk's customer service was excellent. They are really friendly and polite. Followed up really well."
    Daniel Phillips | Tradesman Insurance |
  • "Fast and easy"
    Gantulga Davaasuren | Tradesman Insurance |
  • "I've dealt with this company for a few years now - from the very start they've always efficient and fast... they sort out the paper work that other companies leave the customer to wade through. In a nutshell they save me buckets of time... and time is money. They also save me the aggravation of the paperwork and the back-and-forth that is so common with many insurance companies.."
    Saxon James Pty Ltd | Tradesman Insurance |
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