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Once your business passes five staff it’s definitely time to have a broker look at your business insurance.

For this reason, our instant online quotes are only available for business with up to five manual workers.

By manual workers we mean staff who are “on the tools”.  We don’t need to include any admin or office staff in this number.

If you have more than five manual workers in your business, one of our insurance experts can talk to you about your insurance needs and put together some quotes for you.

To get started, please call our office on 1800 808 800 or complete our comprehensive quote form online which will then be looked after by one of our brokers.

Manual Workers

Our online quote system is only concerned about the number of manual workers in your business.  This is how it works out your premium.

Non-manual workers, such as admin staff back in your office, aren’t really increasing your risk, and therefore they don’t affect the cost of your public liability insurance.

So if you have a total of seven staff, five who are qualified tradespeople on the tools, and two who are in the office looking after administration, we would class this as five manual workers and could still provide an instant quote.

If you have any staff who you’re unsure if they should be classed as manual workers or not, it’s best to speak with one of our experts so we’re getting the right policy for you.

We’re here to help!

Regardless of whether you have one manual worker (just yourself) or 1,000 manual workers in your business, our team are here to help.

Call us on 1800 808 800 or contact us online.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Excellent service and priced very competative, easy to deal with."
    KJ Metfab Pty Ltd | Tradesman Insurance |
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    "Very delay response for enquires where it is needed to be improved."
    | Tradesman Insurance |
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    "Very Helpful Explained everything well in simple terms."
    | Tradesman Insurance |
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    "Seamless service"
    | Tradesman Insurance |
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    "Easy to deal with . Would recommend"
    Dominik Terrence Sebastian Wells | Tradesman Insurance |
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    "Fast, simple and friendly."
    All Set Electrical Pty Ltd | Tradesman Insurance |
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    "For some unknown reason, I managed to overpay our premium, Trade Risk picked up my error and were very prompt to notify me of my error and refunded the money asap."
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    "I felt the insurance was expensive given the level of earnings. I would of expected a reduced fee but it seems that is what happens these days. Less for more fees."
    | Tradesman Insurance |
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    "Fantastic service!"
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    "Service and quote was prompt. Can't really comment on how good Trade Risk is. All I did was pay them for a policy, I don't know how good or forthcoming they would be should I need to claim, then I would tell you how good they are! Receiving a payment is a little different from having to pay out. I have never claimed, but if I did have to one day, how good would they be??"
    Pepei Nardella | Tradesman Insurance | Melbourne
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    "Easy to deal with."
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    "Looking for insurance to meet the legal obligations of our electrical contractor's license was easy with Trade Risk and the most competitive price as well!! Thanks."
    The Trustee For The Walt Trust | Tradesman Insurance |
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    "Excellent communication and easy to deal with."
    The Trustee For LA Walker & Co Family Trust | Tradesman Insurance |
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    "Rang me when I forgot to pay it"
    Kalyn Knight | Tradesman Insurance |
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    "super easy, seamless really. that's the rating so far, lets hope I never have to make a claim"
    | Tradesman Insurance |
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    "Excellant service. Made everything simple where the other insurance companies i spoke to made it all too difficult"
    Rod Wardle | Tradesman Insurance |
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    "Quick and easy with all insurance needs covered"
    Weimar Pty Ltd | Tradesman Insurance |
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    "Would recommend"
    Anthony Everett | Tradesman Insurance |
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