Standard Assumptions:

  1. You have a minimum of 3 years’ experience and the appropriate qualifications for the occupation you are undertaking.
  2. During the last 5 years you or any principal, partner or director were not aware of any insurance being declined or cancelled, application rejected, or special conditions or excess imposed by any insurer.
  3. During the last 5 years you or any principal, partner or director were not aware of any claims made against you, or products being recalled or of any incident which would be insured by this proposed insurance.
  4. During the last 5 years you or any principal, partner or director were not aware of any criminal offence (excluding traffic offences) or either alone or jointly being declared bankrupt or subject to any form of insolvency administration.
  5. You do not operate outside of Australia and are not involved with exporting any products.
  6. You do not engage/employ contractors, subcontractors or labour hire personnel.
  7. You do not undertake any work at &/or on aircraft, airports, satellites, military installations, public utilities, railways, marine vessels, chemical/petrochemical plant, offshore platforms, public utilities, mine sites, gas &/or oil pipelines, temperature critical environments such as laboratories.
  8. When working in areas frequented by the general public, you always adequately cordon off the perimeter where work is taking place & erect appropriate warning signage to prevent unauthorised third party access.

If you do not meet any of these conditions we still may be able to provide cover, however the quotation amount may change.

The quotes are indicative only, and before any cover is in place our staff will need to provide you with a number of documents including a Product Disclosure Statement (PDS) and Financial Services Guide (FSG).

The quote amount may change if you undertake certain activities which fall outside of a standard insurance policy. Such activity may include work on mine sites, airports and other high risk locations.

Who is the insurance issued by?

We deal with a range of different insurance companies, including household names such as Allianz, QBE, CGU, Vero and more.

Our online quoting system uses two insurance providers, and your insurance will be placed with one of the following two companies:

Calibre Insurance

Calibre Insurance

Calibre have been operating in Australia in 2005, and are owned by Munich Re, which is one of the largest insurance groups in the world.

Trade Risk has an agreement with Calibre that allows our clients to access insurance at rates which may be cheaper than other brokers can offer.

Use the following links to access their Product Disclosure Statement as well as further information about Calibre.

Woodina Underwriting


Woodina is an Australian underwriting agency that, as with all insurance companies, is regulated by the Australian Prudential Regulation Authority (APRA).

They are underwritten by certain underwriters at Lloyd’s of London, which is one of the worlds oldest and best known insurance groups.

Use the following links to access their Product Disclosure Statement as as further information about Woodina.

Which of the two companies we place your insurance with depends on a number of different factors including your occupation, annual revenue and the amount of cover required.

If you have any further questions please call our office on 1800 808 800.

So what do you think?

Thousands of tradies from all over Australia trust us with their insurance needs, knowing that we’re here to look after them now and in the event of a claim.

We highly recommend checking out our testimonials which have been gathered by global ratings agency Feefo.

To view our ratings and reviews from independently verified Trade Risk clients please click the button below:

If you’re ready to join the Trade Risk family, simply choose from the annual or monthly options below.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "Very efficient and a good price"
    Adam Clive Laman | Tradesman Insurance |
  • "The product is easy to purchase and the renewal process was also easy. Can't comment on claims but hopefully I don't have to find out whether that is good or not."
    | Tradesman Insurance |
  • "Would recommend"
    | Tradesman Insurance |
  • "GOOD --reminded me it was coming up for renewal .. BAD ---Expensive"
    Brian Arthur Chedgey | Tradesman Insurance | melbourne
  • "Trade Risk insurance is Very good with Customer service and make it easy to deal with them I would anticipate to staying longer with Trade Risk Insurance"
    Saiyaaz Khan | Tradesman Insurance |
  • "good"
    The Trustee for K W Haase Family Trust | Tradesman Insurance |
  • "Great service,prompt and helpful."
    | Tradesman Insurance |
  • "Not much to report other than best priced insurance"
    | Tradesman Insurance |
  • "Trade Risk are always so easy to deal with and give you the best value, your one stop insurance shop!"
    Simon Betsarkis | Tradesman Insurance |
  • "So far so good I have not had to make a claim and therefore don't know what to expect, but the contact service is good."
    David Vickers | Tradesman Insurance | Altona Meadows, Vic
  • "The renewal was Easy and yes I would recommend"
    Pilkington Mechanical Services Pty Ltd | Tradesman Insurance |
  • "Good"
    | Tradesman Insurance |
  • "No fuss seamless insurance process, very helpful in my busy job"
    John Gilbert | Tradesman Insurance |
  • "Easy to renew in an instant"
    Cliff Dawson | Tradesman Insurance |
  • "Great service, great to deal with!"
    Kristian Petersen T/As Bayside Building And Extensions | Tradesman Insurance |
  • "would recommend and will use again"
    | Tradesman Insurance |
  • "All good, no problems"
    | Tradesman Insurance |
  • "Impressed with ease of getting an online quote and also the price. Had trouble completing it online but I think that may be my old computer. Pleasant experience talking with staff to complete insurance cover and all email information I have received appears complete."
    D & C GILBERT ELECTRICS | Tradesman Insurance |