Standard Assumptions:

  1. You have a minimum of 3 years’ experience and the appropriate qualifications for the occupation you are undertaking.
  2. During the last 5 years you or any principal, partner or director were not aware of any insurance being declined or cancelled, application rejected, or special conditions or excess imposed by any insurer.
  3. During the last 5 years you or any principal, partner or director were not aware of any claims made against you, or products being recalled or of any incident which would be insured by this proposed insurance.
  4. During the last 5 years you or any principal, partner or director were not aware of any criminal offence (excluding traffic offences) or either alone or jointly being declared bankrupt or subject to any form of insolvency administration.
  5. You do not operate outside of Australia and are not involved with exporting any products.
  6. You do not engage/employ contractors, subcontractors or labour hire personnel.
  7. You do not undertake any work at &/or on aircraft, airports, satellites, military installations, public utilities, railways, marine vessels, chemical/petrochemical plant, offshore platforms, public utilities, mine sites, gas &/or oil pipelines, temperature critical environments such as laboratories.
  8. When working in areas frequented by the general public, you always adequately cordon off the perimeter where work is taking place & erect appropriate warning signage to prevent unauthorised third party access.

If you do not meet any of these conditions we still may be able to provide cover, however the quotation amount may change.

The quotes are indicative only, and before any cover is in place our staff will need to provide you with a number of documents including a Product Disclosure Statement (PDS) and Financial Services Guide (FSG).

The quote amount may change if you undertake certain activities which fall outside of a standard insurance policy. Such activity may include work on mine sites, airports and other high risk locations.

Who is the insurance issued by?

We deal with a range of different insurance companies, including household names such as Allianz, QBE, CGU, Vero and more.

Our online quoting system uses two insurance providers, and your insurance will be placed with one of the following two companies:

Calibre Insurance

Calibre Insurance

Calibre have been operating in Australia in 2005, and are owned by Munich Re, which is one of the largest insurance groups in the world.

Trade Risk has an agreement with Calibre that allows our clients to access insurance at rates which may be cheaper than other brokers can offer.

Use the following links to access their Product Disclosure Statement as well as further information about Calibre.

Woodina Underwriting


Woodina is an Australian underwriting agency that, as with all insurance companies, is regulated by the Australian Prudential Regulation Authority (APRA).

They are underwritten by certain underwriters at Lloyd’s of London, which is one of the worlds oldest and best known insurance groups.

Use the following links to access their Product Disclosure Statement as as further information about Woodina.

Which of the two companies we place your insurance with depends on a number of different factors including your occupation, annual revenue and the amount of cover required.

If you have any further questions please call our office on 1800 808 800.

So what do you think?

Thousands of tradies from all over Australia trust us with their insurance needs, knowing that we’re here to look after them now and in the event of a claim.

We highly recommend checking out our testimonials which have been gathered by global ratings agency Feefo.

To view our ratings and reviews from independently verified Trade Risk clients please click the button below:

If you’re ready to join the Trade Risk family, simply choose from the annual or monthly options below.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "Kind people."
    | Tradesman Insurance |
  • "Quick, easy, no fuss insurance."
    | Tradesman Insurance |
  • "All experience communication was done on email. no one to talk too. i was not happy with the price and the cso offered me a small discount after being with traderisk for so many years."
    M.A.G. AUSTRALIA ENTERPRISES PTY LTD | Tradesman Insurance |
  • "Very thorough and would purchase again."
    Robert Wilcox | Tradesman Insurance |
  • "Prompt and friendly"
    Crafted Finishes Pty Ltd | Tradesman Insurance |
  • "easy to deal with. even when there was an issue, they were happy to help solve it asap"
    | Tradesman Insurance |
  • "Do you set up and great service good work"
    DANIEL JAMES SELLICK | Tradesman Insurance |
  • "easy to deal with and making adjustments was easy"
    ITV Systems Pty Ltd | Tradesman Insurance |
  • "Customer service has been always good, but recently my experience was not that pleasant. I believe it was an isolated case and overall they do their best to excel."
    Black Ship Investments Pty Ltd | Tradesman Insurance |
  • "Helpful, friendly staff information when contacted with a query. Attended to information requested in a timely manner"
    | Tradesman Insurance |
  • "The broker was extremely professional, very prompt with my enquiry and answered all of my questions with ease. The price came back competitively and the purchase transaction was made easy with BPay, I was very happy to have such an easy and positive experience."
    Common Sense Project Solutions Pty Ltd | Tradesman Insurance |
  • "punctual efficient service"
    Pumicestone Electrical & Airconditioning | Tradesman Insurance |
  • "Easy set up for a basic public and products policy,great work,cheers Tony"
    A.S BARTLETT & J.A BARTLETT | Tradesman Insurance |
  • "Very easy to deal with and very professional"
    H & M McDonald | Tradesman Insurance |
  • "Excellent service and competitive insurance quote rates"
    | Tradesman Insurance |
  • "Great prompt service and helpful."
    G.L.E 63 PTY LTD | Tradesman Insurance | Melbourne
  • "Easy to deal with and make payment"
    Thelma Dawn Els T/As Clean Sweep Bond Cleaning Services | Tradesman Insurance |
  • "Good customer service"
    Coast Plumbing Pty Ltd | Tradesman Insurance |