Standard Assumptions:

  1. You have a minimum of 3 years’ experience and the appropriate qualifications for the occupation you are undertaking.
  2. During the last 5 years you or any principal, partner or director were not aware of any insurance being declined or cancelled, application rejected, or special conditions or excess imposed by any insurer.
  3. During the last 5 years you or any principal, partner or director were not aware of any claims made against you, or products being recalled or of any incident which would be insured by this proposed insurance.
  4. During the last 5 years you or any principal, partner or director were not aware of any criminal offence (excluding traffic offences) or either alone or jointly being declared bankrupt or subject to any form of insolvency administration.
  5. You do not operate outside of Australia and are not involved with exporting any products.
  6. You do not engage/employ contractors, subcontractors or labour hire personnel.
  7. You do not undertake any work at &/or on aircraft, airports, satellites, military installations, public utilities, railways, marine vessels, chemical/petrochemical plant, offshore platforms, public utilities, mine sites, gas &/or oil pipelines, temperature critical environments such as laboratories.
  8. When working in areas frequented by the general public, you always adequately cordon off the perimeter where work is taking place & erect appropriate warning signage to prevent unauthorised third party access.

If you do not meet any of these conditions we still may be able to provide cover, however the quotation amount may change.

The quotes are indicative only, and before any cover is in place our staff will need to provide you with a number of documents including a Product Disclosure Statement (PDS) and Financial Services Guide (FSG).

The quote amount may change if you undertake certain activities which fall outside of a standard insurance policy. Such activity may include work on mine sites, airports and other high risk locations.

Who is the insurance issued by?

We deal with a range of different insurance companies, including household names such as Allianz, QBE, CGU, Vero and more.

Our online quoting system uses two insurance providers, and your insurance will be placed with one of the following two companies:

Calibre Insurance

Calibre Insurance

Calibre have been operating in Australia in 2005, and are owned by Munich Re, which is one of the largest insurance groups in the world.

Trade Risk has an agreement with Calibre that allows our clients to access insurance at rates which may be cheaper than other brokers can offer.

Use the following links to access their Product Disclosure Statement as well as further information about Calibre.

Woodina Underwriting


Woodina is an Australian underwriting agency that, as with all insurance companies, is regulated by the Australian Prudential Regulation Authority (APRA).

They are underwritten by certain underwriters at Lloyd’s of London, which is one of the worlds oldest and best known insurance groups.

Use the following links to access their Product Disclosure Statement as as further information about Woodina.

Which of the two companies we place your insurance with depends on a number of different factors including your occupation, annual revenue and the amount of cover required.

If you have any further questions please call our office on 1800 808 800.

So what do you think?

Thousands of tradies from all over Australia trust us with their insurance needs, knowing that we’re here to look after them now and in the event of a claim.

We highly recommend checking out our testimonials which have been gathered by global ratings agency Feefo.

To view our ratings and reviews from independently verified Trade Risk clients please click the button below:

If you’re ready to join the Trade Risk family, simply choose from the annual or monthly options below.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "real;y good"
    Tercom Pty Ltd | Tradesman Insurance |
  • "The price was on point and the service was also great."
    | Tradesman Insurance |
  • "Excellent customer service and easy payment options"
    | Tradesman Insurance |
  • "The team always helpful."
    | Tradesman Insurance |
  • "They were pleasant to deal with when I first took the policy out and I am happy with their service."
    Gary Rodney Latcham | Tradesman Insurance |
  • "Easy to use, heaps of advance notice for when insurance is expiring. Great communication."
    Ricky Gan | Tradesman Insurance |
  • "Price is great Some emails and returning my calls were non existent even after asking a second time I rang for different premiums with increased excesses, spoke to someone, received no reply, rang again and left message but was not rung back"
    Richard WIlliam Morris | Tradesman Insurance |
  • "Pretty good .. jus t let us know the insurance is goin up if ur automatic do it"
    Ben Andrew Kerkham | Tradesman Insurance |
  • "Everyone I spoke to was helpful friendly and informative. But the computer system was down so I was not able to apply online myself or pay immediately over the phone. But I cannot fault the staff who did all in their power to help make insurance simple and easy as possible. Thankyou!"
    James Cameron | Tradesman Insurance |
  • "TradeRisk just make it so easy with their online tools."
    Alister Andrew Campbell | Tradesman Insurance |
  • "Easy to renew insurance"
    | Tradesman Insurance |
  • "My renewal quote was significantly less expensive than other companies could offer. The renewal process was simple and efficient. I've (thankfully) never needed to make a claim on a policy so cannot comment of the procedure here. I hope I never have to."
    | Tradesman Insurance |
  • "Yes I would recommend them, very efficient and prompt."
    Alan Sharpe | Tradesman Insurance |
  • "Quick and easy....Good value."
    G.a Turner & T.l Turner | Tradesman Insurance |
  • "Great trade insurance A+"
    | Tradesman Insurance |
  • "Very helpful good value and friendly would recommend"
    | Tradesman Insurance |
  • "Good experience."
    KNR Services Pty Ltd | Tradesman Insurance |
  • "Excellent service and nothing was a problem and a pleasure to talk to"
    | Tradesman Insurance |
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