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Electrician

For any tradesman looking for insurance, the options available can seem almost endless.

Your insurance requirements will depend on a variety of factors including your trade, your business structure and even the states and territories that you undertake work in.

Once you know which types of insurance you need, you will then need to figure out how much cover you need in terms of dollar amounts, and then go through dozens of different policies trying to work out which ones will suit you best.

For the average tradesman who is not an insurance expert it can be a daunting task, but there is an easier way.

Using a tradesman insurance broker

Making use of the services of a qualified insurance broker is a great idea, but an even better idea is to use a broker who specialises in tradesman insurance.

Tradesmen are exposed to all sorts of risks, and many of these risks are specific to the trades and constructions industries. A qualified tradesman insurance broker knows these risks and knows which policies are going to provide you, your business and your family with the best financial protection.

Not only can a specialist trade insurance broker help you with choosing the right insurance, but they also have the knowledge and experience to find the best value policies that will provide competitive premiums to suit your budget.

What policies can an broker assist with?

Insurance brokers deal in a class of insurance known as ‘general insurance’. When it comes to tradesmen, the most common forms of general insurance are public liability insurance and tool insurance.

Insurance brokers can also assist with a form of income protection known as sickness and accident insurance, however this form of insurance is generally considered to be inferior to proper income protection insurance offered via a qualified financial adviser.

Here at Trade Risk we also have access to a network of financial advisers who specialise in tradesman insurance, and they will be able to assist with a proper income protection policy, along with other forms of insurance such as life, trauma and TPD insurance.

Choosing an insurance broker

When looking for an insurance broker it is important to choose one who specialises in dealing with tradesmen.

You will also need to ensure that each of the tradesman insurance brokers you are considering are fully qualified and licensed to provide advice and to deal in general insurance products.

Some tradesmen prefer to deal with their insurance brokers face-to-face, however an increasing number of tradies are choosing to take out their insurance via online services.

Using online insurance brokers is a very convenient option, but make sure the service is backed by qualified brokers who can be contacted by phone. Here at Trade Risk you will be given your broker’s mobile phone number and have access to them at all times.

Taking the next step

If you would like to be put in contact with a tradesman insurance broker, please complete our online quote request form or simply get in contact with us.

Here at Trade Risk we genuinely believe that we are the tradesman insurance experts. We will do everything in our power to ensure you can get the best value cover with the best possible service.

Tradies Love Trade Risk

In 2020 Trade Risk was awarded the Platinum Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Quick to follow up with you Very competitive price"
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    "Good pricing. Great service."
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    "No claim and no compare with other brokers. so don’t really know how to rate."
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    "Very professional friendly and punctual."
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    "I’m a busy tradie, and trade risk sorted my insurance swiftly and with no hassle. Would definitely recommend"
    Andrew Johnson | Trade Insurance - Renewal | Perth
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    "very cooperative and friendly."
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    "Good job thanks"
    C.L Forde & M Forde T/As Parkhurst Home Electrical Service | Tradesman Insurance |
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    "Very helpful and quick service thankyou"
    John Richard & Shelagh McCrudden | Tradesman Insurance |
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    "Very easy to deal with, responded in quick time with my request, would highly recommend them."
    Steven Frank MacDonald | Tradesman Insurance | Hobart
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    "Trade Risk company is so approchable, and easier to renew public liability. Price was reasonable."
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    "Simple and effective"
    Rielec Pty Ltd | Tradesman Insurance |
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    "Was easy to use & competitive prices , great cover for all my painting needs . Thanks"
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    "Perfect service!!!"
    Aquality Plumbing Pty Ltd | Tradesman Insurance |
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    "Great service with the broker I spoke to."
    Chris | Tradesman Insurance | Wollongong
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    "Awesome service"
    J Jackson | Trade Insurance - Renewal | Sydney
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    "easy to use, no hassle good straight forward pricing"
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    "We've been using Trade Risk for a few years now. Communication has always been excellent and prices have been good also."
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    "All done with no fuss & good price. Thank you."
    Bruce Rigby | Trade Insurance - Renewal |
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