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Electrician

For any tradesman looking for insurance, the options available can seem almost endless.

Your insurance requirements will depend on a variety of factors including your trade, your business structure and even the states and territories that you undertake work in.

Once you know which types of insurance you need, you will then need to figure out how much cover you need in terms of dollar amounts, and then go through dozens of different policies trying to work out which ones will suit you best.

For the average tradesman who is not an insurance expert it can be a daunting task, but there is an easier way.

Using a tradesman insurance broker

Making use of the services of a qualified insurance broker is a great idea, but an even better idea is to use a broker who specialises in tradesman insurance.

Tradesmen are exposed to all sorts of risks, and many of these risks are specific to the trades and constructions industries. A qualified tradesman insurance broker knows these risks and knows which policies are going to provide you, your business and your family with the best financial protection.

Not only can a specialist trade insurance broker help you with choosing the right insurance, but they also have the knowledge and experience to find the best value policies that will provide competitive premiums to suit your budget.

What policies can an broker assist with?

Insurance brokers deal in a class of insurance known as ‘general insurance’. When it comes to tradesmen, the most common forms of general insurance are public liability insurance and tool insurance.

Insurance brokers can also assist with a form of income protection known as sickness and accident insurance, however this form of insurance is generally considered to be inferior to proper income protection insurance offered via a qualified financial adviser.

Here at Trade Risk we also have access to a network of financial advisers who specialise in tradesman insurance, and they will be able to assist with a proper income protection policy, along with other forms of insurance such as life, trauma and TPD insurance.

Choosing an insurance broker

When looking for an insurance broker it is important to choose one who specialises in dealing with tradesmen.

You will also need to ensure that each of the tradesman insurance brokers you are considering are fully qualified and licensed to provide advice and to deal in general insurance products.

Some tradesmen prefer to deal with their insurance brokers face-to-face, however an increasing number of tradies are choosing to take out their insurance via online services.

Using online insurance brokers is a very convenient option, but make sure the service is backed by qualified brokers who can be contacted by phone. Here at Trade Risk you will be given your broker’s mobile phone number and have access to them at all times.

Taking the next step

If you would like to be put in contact with a tradesman insurance broker, please complete our online quote request form or simply get in contact with us.

Here at Trade Risk we genuinely believe that we are the tradesman insurance experts. We will do everything in our power to ensure you can get the best value cover with the best possible service.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "I called for some confirmation on my insurance, it was a prompt reply and answered all my questions. Great service guys thanks."
    Clayton Wayne Earl | Trade Insurance - Renewal |
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    "I had to follow up trade risk to receive my renewal documents, and then wait 6hrs to talk to someone to follow up receiving my insurance documents a week after it had been paid."
    Bel Electrical Pty Ltd | Trade Insurance - Renewal |
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    "Very helpful and professional"
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    "Great communication"
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    "Happy with how easy it was to set up online. Fairly priced."
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    "Friendly and easy to talk to"
    Anthony John Davenport | Trade Insurance - Renewal |
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    "I was very disappointed with the way the renewal advice was done. I felt like I was being bullied into making a decision. I requested information regarding the ‘advice’ given re the difference between the old and new policy and why. This did not happen. All I got was the new policy. I did my own research and chose Trade Risk as it was already done. Maybe I’m old school, I still think a phone call is a better option as an initial point of contact and followed up by an email . Thank you"
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    "Excellent,"
    Samford Valley Plumbing Service Pty Ltd | Trade Insurance - Renewal |
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    "You guys are the best"
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    "I still get constant stupid emails asking me to buy their product... I already have"
    Todd Alan Brownsey | Tradesman Insurance |
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    "Apart from delays in finalizing the insurance I was happy with the service"
    AJ Atkins Electrical Pty Ltd ATF AJ Atkins Family Trust | Tradesman Insurance | Limestone Vic 3717
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    ". The service was good. The staff replied promptly to calls and emails /Prices were great."
    Del Romano Electrical Services Pty Ltd ATF | Trade Insurance - Renewal |
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    "We have been with Trade Risk for 3 years and they have always been very easy to deal with. They respond very quickly and provide great customer service."
    Cheynie Shaw | Trade Insurance - Renewal | Melbourne
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    "Always a pleasure to deal with. Been my go to for many years now, will be back again next year"
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    "Friendly and helpful staff were great to work with. Great product and value."
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    "Easy to deal with insurance renewal at a good price"
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    "Very easy to deal with and helpful with all my queries would recommend and very fast service would definitely deal with them again"
    Raymond Mitchell | Tradesman Insurance | Perth
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    "Very efficient and lovely to rtalk to"
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