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Construction Site

We’re well known for insuring thousands of sole traders and subcontractors in the building and construction industry.

Our systems make it quick and easy to get a quote and buy a policy online, and this helps us to keep our premiums as competitive as possible.

But whilst our instant quotes might only suit tradies with turnover up to $400k, our team of experts can help out no matter how big your business is.

Behind all the online wizardry is a traditional insurance firm with a team of qualified insurance brokers.

These brokers are helping businesses of all sizes and types every day.  From the third year apprentice chippie insuring a few grand worth of tools through to national building operations.

So whilst our website may appear to be all about quick quotes for public liability and tools, there is a lot more to Trade Risk than that!

Other cover types

What do we do besides public liability and tool insurance?

For starters we have businesses operating from their own premises, such as a workshop or warehouse.

These businesses have additional needs such as insuring their premises (if owned) as well as any machinery and stock that may be kept there.

Speaking of machinery, for some clients we assist them with something known as machinery breakdown insurance.  This helps to protect them if their business loses money due to an issue with their machinery.

Some of our clients charge their clients for professional advice, which opens them up to the risk of being sued when their advice has caused a loss to their client.

We help these guys out with something called professional indemnity insurance.  This is somewhat similar to public liability, but it’s covering their advice rather than their physical work.

Building Project

For builders and other trades entering into contracts we have contract works insurance and contractual liability insurance.  The more you read about these, the more you realise how exposed you can be when entering into contracts with the big construction companies.

Then we have all sorts of other interesting insurance types.  Management liability is an increasingly important cover for trade businesses employing staff.

Oh and how could we forget good old car insurance?  We can help you out with insuring your ute, truck or van, or any other vehicle that you use for your business.

Still reading?
If you’ve read through all of that jargon and you’re still going, you’ve done very well!

The point we’re trying to drive home is that we’re not just a website pumping out cheap quotes for public liability insurance and tool insurance.

We are a real team of professionals operating from a real office, delivering real solutions to real businesses.

No matter how large your business is, and no matter how complex your risks might be, here at Trade Risk we have the knowledge and expertise to look after you.

You can come on board as a brand new subbie, fresh out of your apprenticeship and just needing public liability, and you can still rely on us years later when you’re employing a big team of staff across multiple locations, operating a national fleet of equipment and turning over millions of dollars.

The best place to start is by giving our team a call on 1800 808 800.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Excellent service and priced very competative, easy to deal with."
    KJ Metfab Pty Ltd | Tradesman Insurance |
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    "Very delay response for enquires where it is needed to be improved."
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    "Very Helpful Explained everything well in simple terms."
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    "Seamless service"
    | Tradesman Insurance |
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    "Easy to deal with . Would recommend"
    Dominik Terrence Sebastian Wells | Tradesman Insurance |
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    "Fast, simple and friendly."
    All Set Electrical Pty Ltd | Tradesman Insurance |
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    "For some unknown reason, I managed to overpay our premium, Trade Risk picked up my error and were very prompt to notify me of my error and refunded the money asap."
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    "I felt the insurance was expensive given the level of earnings. I would of expected a reduced fee but it seems that is what happens these days. Less for more fees."
    | Tradesman Insurance |
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    "Fantastic service!"
    | Tradesman Insurance |
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    "Service and quote was prompt. Can't really comment on how good Trade Risk is. All I did was pay them for a policy, I don't know how good or forthcoming they would be should I need to claim, then I would tell you how good they are! Receiving a payment is a little different from having to pay out. I have never claimed, but if I did have to one day, how good would they be??"
    Pepei Nardella | Tradesman Insurance | Melbourne
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    "Easy to deal with."
    | Tradesman Insurance |
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    "Looking for insurance to meet the legal obligations of our electrical contractor's license was easy with Trade Risk and the most competitive price as well!! Thanks."
    The Trustee For The Walt Trust | Tradesman Insurance |
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    "Excellent communication and easy to deal with."
    The Trustee For LA Walker & Co Family Trust | Tradesman Insurance |
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    "Rang me when I forgot to pay it"
    Kalyn Knight | Tradesman Insurance |
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    "super easy, seamless really. that's the rating so far, lets hope I never have to make a claim"
    | Tradesman Insurance |
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    "Excellant service. Made everything simple where the other insurance companies i spoke to made it all too difficult"
    Rod Wardle | Tradesman Insurance |
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    "Quick and easy with all insurance needs covered"
    Weimar Pty Ltd | Tradesman Insurance |
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    "Would recommend"
    Anthony Everett | Tradesman Insurance |
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