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Construction Site

We’re well known for insuring thousands of sole traders and subcontractors in the building and construction industry.

Our systems make it quick and easy to get a quote and buy a policy online, and this helps us to keep our premiums as competitive as possible.

But whilst our instant quotes might only suit tradies with turnover up to $400k, our team of experts can help out no matter how big your business is.

Behind all the online wizardry is a traditional insurance firm with a team of qualified insurance brokers.

These brokers are helping businesses of all sizes and types every day.  From the third year apprentice chippie insuring a few grand worth of tools through to national building operations.

So whilst our website may appear to be all about quick quotes for public liability and tools, there is a lot more to Trade Risk than that!

Other cover types

What do we do besides public liability and tool insurance?

For starters we have businesses operating from their own premises, such as a workshop or warehouse.

These businesses have additional needs such as insuring their premises (if owned) as well as any machinery and stock that may be kept there.

Speaking of machinery, for some clients we assist them with something known as machinery breakdown insurance.  This helps to protect them if their business loses money due to an issue with their machinery.

Some of our clients charge their clients for professional advice, which opens them up to the risk of being sued when their advice has caused a loss to their client.

We help these guys out with something called professional indemnity insurance.  This is somewhat similar to public liability, but it’s covering their advice rather than their physical work.

Building Project

For builders and other trades entering into contracts we have contract works insurance and contractual liability insurance.  The more you read about these, the more you realise how exposed you can be when entering into contracts with the big construction companies.

Then we have all sorts of other interesting insurance types.  Management liability is an increasingly important cover for trade businesses employing staff.

Oh and how could we forget good old car insurance?  We can help you out with insuring your ute, truck or van, or any other vehicle that you use for your business.

Still reading?
If you’ve read through all of that jargon and you’re still going, you’ve done very well!

The point we’re trying to drive home is that we’re not just a website pumping out cheap quotes for public liability insurance and tool insurance.

We are a real team of professionals operating from a real office, delivering real solutions to real businesses.

No matter how large your business is, and no matter how complex your risks might be, here at Trade Risk we have the knowledge and expertise to look after you.

You can come on board as a brand new subbie, fresh out of your apprenticeship and just needing public liability, and you can still rely on us years later when you’re employing a big team of staff across multiple locations, operating a national fleet of equipment and turning over millions of dollars.

The best place to start is by giving our team a call on 1800 808 800.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Ease of access and affordable"
    | Tradesman Insurance |
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    "No fuss very easy to deal with"
    Nicholas Oliver Lawson | Trade Insurance - Renewal |
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    "Everything was professional and paperwork sent to was was easy to follow. Jennifer is a great asset to your business."
    | Trade Insurance - Renewal |
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    "Fantastic service with a very competitive rate. Thank you Trade Risk"
    | Trade Insurance - Renewal |
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    "Easy process would recommend Trade Risk"
    | Trade Insurance - Renewal |
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    "Easy to deal with and the process of taking out or renewing a policy is very efficient and intuitive."
    Robert Brian Williams | Trade Insurance - Renewal | Melbourne
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    "Simple Tradie insurance from great people!!"
    Red River & Carol Rohde | Tradesman Insurance |
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    "Very affordable and easy to deal with. Haven’t had to make a claim yet."
    Trevor Wheeler | Trade Insurance - Renewal |
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    "i found peple i spoke to where friendly and listened to me and ireceived my ins when i needed it"
    Breeze Clotheslines ATF The Doherty Family Trust | Trade Insurance - Renewal |
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    "Good job well done"
    Yaalaruvi Pty Ltd | Tradesman Insurance |
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    "I found the process very easy and had good communication with the staff via email All sorted in a few days no stress 👍🏻😎"
    Oliver William Darvell | Trade Insurance - Renewal |
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    "They make insurance easy and hassle free to get. Thanks again!"
    | Trade Insurance - Renewal |
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    "excellent communication"
    Jake Robert Prosser | Trade Insurance - Renewal |
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    "Clear and simple process."
    | Tradesman Insurance |
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    "Very Very good."
    Peter Dimech | Tradesman Insurance |
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    "have been with them a few years now and always happy with the service."
    | Trade Insurance - Renewal |
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    "Recommend - easy to deal with, prompt response to queries."
    | Tradesman Insurance |
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    "Good to deal with"
    | Trade Insurance - Renewal |
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