Here at Trade Risk we specialise in insurance – specifically trades insurance.

All insurance advisers know that tradesmen need certain types of insurance such as public liability and income protection, however our network of advisers go further than that.

The network of insurance brokers and financial advisers that we use are all specialists in their field, and they know exactly what risks your trade business faces and how to manage those risks.

Types of Trades Insurance

Trades insurance isn’t just one type of cover – it’s a whole range of covers.

Each type of insurance covers a different risk, such as the risk of being sued over your work, the risk of having your tools stolen, and the risk of being unable to earn a living due to injury or illness.

Whilst each of these risks are covered by different types of insurance, collectively we refer to these as trades insurance.

For more information on each of the covers available for tradesmen, please follow the links below.

Income Protection

Pays a monthly benefit if you are unable to work due to injury or illness

Business Expenses

Pays a monthly benefit to cover your fixed business expenses whilst you are unable to work due to injury or illness

Life Insurance

Pays a lump sum in the event of your death or diagnosis of a terminal illness

TPD Insurance

Pays a lump sum in the event that you become totally and permanently disabled

Trauma Insurance

Pays a lump sum in the event that you suffer a specified trauma event or critical illness

Public Liability

Covers you for damage or injury caused to others due to negligence

Tool Insurance

Covers your tools if they are lost or stolen

Professional Indemnity

Covers you for damage or injury caused to others due to your advice

Workers Compensation

Mandatory cover for injuries suffered by your staff on the job

Trade Insurance Quotes

Here at Trade Risk we can arrange for a trade insurance quote on any of the covers listed above.

Our team of trades insurance professionals have access to a wide range of insurance companies, and will work hard to find the best quotes to meet your business needs as well as your budget.

If you are comparing insurance quotes from other insurers, please remember that not all insurance policies are the same. If you have been quoted a lower price on your trades insurance elsewhere, let us know and we’ll compare the cover for you to ensure that you’re properly covered.

For more information please contact us, or if you would like to obtain a quote on your insurance please follow the links to our online quote request form.