Tradies Ute & Trailer

Trade Risk is well known for public liability and tool insurance, but did you know we can look after your vehicle as well?

Many tradies choose to use Trade Risk for their public liability and tools, but put their ute with one of the mainstream insurers like AAMI or NRMA.

Why is this?  Probably because we’ve never really marketed ourselves as a business that can insure vehicles.

Despite that, we actually look after quite a few vehicles, including some small fleets for our larger clients.

Benefits of using Trade Risk for your ute, van or truck

The most obvious benefit is that it keeps all of your business insurances with a single contact.

When you need to update your details or makes changes to your policies, you have a single person to speak to and sort everything out with a single call.

If you’re paying your trade insurance monthly, another major benefit is being able to include your vehicle in a single monthly repayment that covers all of your policies.

We can even setup your car insurance so that it has the same renewal date as your tool insurance and any other policies you have with Trade Risk.

When it comes to claim time, this is where the benefit of using Trade Risk really shines through.

Claim time is when we get to do our best work in order to achieve the best outcome for you as our client.

Instead of having to deal with different call centre operators, you can deal with your single point of contact at Trade Risk all the way through from start to finish.

And unlike dealing with the insurance company directly where you’re on your own, by using Trade Risk you have us on your side, as we act for you rather than for the insurer.

Tradesman trailer

What about my trailer?

We’ve always offered stand-alone trailer insurance to our clients as part of our tradies pack, and this has proven to be a popular option.

Now with commercial vehicle insurance, we can include your trailer with the vehicle to save you more on your insurance.

Whilst most insurers do offer free cover for a trailer, it is generally a very low amount and would only cover a basic small box trailer.  We’re talking just a few hundred dollars in some cases.

Trailer cover included with your vehicle insurance with Trade Risk is not free, but you do have the ability to insure your trailer for its proper value.

What about normal cars?

The main products we use for vehicle insurance are designed specifically for business-use vehicles.

As long as the car is owned by a business, including a sole trader with an ABN, we can assist.

This is regardless of whether the vehicle is a truck or a sports car.  As long as it’s registered as a business vehicle, we can help.

We actually insure a couple of cars for clients which are as far from a typical tradies vehicle as you could get, but because they’re registered under the business, we can help them out.

What about my private-use car?

As an insurance broker we can help you with just about anything, including your vehicles for private use.

However, because non-business insurance isn’t really our specialty, you might find that we’re not too competitive.

For private use vehicles we would generally recommend that you go with one of the mainstream insurers like NRMA or AAMI etc.

But if you really want all your insurances to be looked after by a single broker, then of course we’ll do our best to help you out.

How do I get a quote?

Unlike some of our other insurance types, we don’t currently have the ability to give you a quote on car insurance via our website.

So to get a quote, simply call us on 1800 808 800 or send us the details via our contact form.

We’re sure you’ll see the serious benefits of combining your vehicle insurance with the rest of your trade insurance pack.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "Had my category (AV installation)"
    The Trustee For Hearing Connections Trust | Tradesman Insurance |
  • "We find them professional with excellent customer service."
    Custom Auto Gates Pty Ltd | Tradesman Insurance |
  • "It is the ease of getting them to find the most relevant and cost effective insurance, plus they followup on ensuring that I am compliant (as in my busy schedule, I often overlook this vital requirement."
    Mark Stanley Hawkins | Tradesman Insurance |
  • "got it all sorted asap"
    Adrian Allan Hurst T/As Styx N Stuff | Tradesman Insurance |
  • "helpful over the phone and very polite"
    PETER JOHN STAGG | Tradesman Insurance |
  • "Trade Risk are fabulous. Every year they organize our insurance with no fuss or bother, they handle everything. Very happy with their service and highly recommend them."
    | Tradesman Insurance |
  • "Great service"
    | Tradesman Insurance |
  • "Trade risk provided insurance I needed, made the process quite simple and easy to understand ."
    | Tradesman Insurance |
  • "Very fast and good service !!"
    Ow Painting Pty Ltd | Tradesman Insurance |
  • "Good price for insurance. Good correspondance between insurer and me."
    | Tradesman Insurance |
  • "Great communication and very easy to deal with!!"
    Dimitri Shahmatov | Tradesman Insurance |
  • "easy no hassle insurance"
    Rodney McKenzie T/As Rod McKenzie Plumbing | Tradesman Insurance |
  • "Very good service, easy to deal with as they understand my needs."
    Bris Power Pty Ltd ATF Hore Family Trust | Tradesman Insurance |
  • "Service has been absolutely excellent staff couldn’t help enough"
    Peter Hyde | Tradesman Insurance |
  • "I have been dealing with Cheryl and whatever questions I have, she has followed up and got back to me that day. Very happy customer"
    | Tradesman Insurance |
  • "Very helpful and would recommend them to other tradies!"
    | Tradesman Insurance |
  • "Paul and Anastasia were both outstanding and efficient"
    Angus Worner-Ridley | Tradesman Insurance |
  • "Good prince, slightly hard to process online but good product"
    LEE HOWIE | Tradesman Insurance | Littlehampton