Tradies Ute & Trailer

Trade Risk is well known for public liability and tool insurance, but did you know we can look after your vehicle as well?

Many tradies choose to use Trade Risk for their public liability and tools, but put their ute with one of the mainstream insurers like AAMI or NRMA.

Why is this?  Probably because we’ve never really marketed ourselves as a business that can insure vehicles.

Despite that, we actually look after quite a few vehicles, including some small fleets for our larger clients.

Benefits of using Trade Risk for your ute, van or truck

The most obvious benefit is that it keeps all of your business insurances with a single contact.

When you need to update your details or makes changes to your policies, you have a single person to speak to and sort everything out with a single call.

If you’re paying your trade insurance monthly, another major benefit is being able to include your vehicle in a single monthly repayment that covers all of your policies.

We can even setup your car insurance so that it has the same renewal date as your tool insurance and any other policies you have with Trade Risk.

When it comes to claim time, this is where the benefit of using Trade Risk really shines through.

Claim time is when we get to do our best work in order to achieve the best outcome for you as our client.

Instead of having to deal with different call centre operators, you can deal with your single point of contact at Trade Risk all the way through from start to finish.

And unlike dealing with the insurance company directly where you’re on your own, by using Trade Risk you have us on your side, as we act for you rather than for the insurer.

Tradesman trailer

What about my trailer?

We’ve always offered stand-alone trailer insurance to our clients as part of our tradies pack, and this has proven to be a popular option.

Now with commercial vehicle insurance, we can include your trailer with the vehicle to save you more on your insurance.

Whilst most insurers do offer free cover for a trailer, it is generally a very low amount and would only cover a basic small box trailer.  We’re talking just a few hundred dollars in some cases.

Trailer cover included with your vehicle insurance with Trade Risk is not free, but you do have the ability to insure your trailer for its proper value.

What about normal cars?

The main products we use for vehicle insurance are designed specifically for business-use vehicles.

As long as the car is owned by a business, including a sole trader with an ABN, we can assist.

This is regardless of whether the vehicle is a truck or a sports car.  As long as it’s registered as a business vehicle, we can help.

We actually insure a couple of cars for clients which are as far from a typical tradies vehicle as you could get, but because they’re registered under the business, we can help them out.

What about my private-use car?

As an insurance broker we can help you with just about anything, including your vehicles for private use.

However, because non-business insurance isn’t really our specialty, you might find that we’re not too competitive.

For private use vehicles we would generally recommend that you go with one of the mainstream insurers like NRMA or AAMI etc.

But if you really want all your insurances to be looked after by a single broker, then of course we’ll do our best to help you out.

How do I get a quote?

Unlike some of our other insurance types, we don’t currently have the ability to give you a quote on car insurance via our website.

So to get a quote, simply call us on 1800 808 800 or send us the details via our contact form.

We’re sure you’ll see the serious benefits of combining your vehicle insurance with the rest of your trade insurance pack.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • "Kind people."
    | Tradesman Insurance |
  • "Quick, easy, no fuss insurance."
    | Tradesman Insurance |
  • "All experience communication was done on email. no one to talk too. i was not happy with the price and the cso offered me a small discount after being with traderisk for so many years."
    M.A.G. AUSTRALIA ENTERPRISES PTY LTD | Tradesman Insurance |
  • "Very thorough and would purchase again."
    Robert Wilcox | Tradesman Insurance |
  • "Prompt and friendly"
    Crafted Finishes Pty Ltd | Tradesman Insurance |
  • "easy to deal with. even when there was an issue, they were happy to help solve it asap"
    | Tradesman Insurance |
  • "Do you set up and great service good work"
    DANIEL JAMES SELLICK | Tradesman Insurance |
  • "easy to deal with and making adjustments was easy"
    ITV Systems Pty Ltd | Tradesman Insurance |
  • "Customer service has been always good, but recently my experience was not that pleasant. I believe it was an isolated case and overall they do their best to excel."
    Black Ship Investments Pty Ltd | Tradesman Insurance |
  • "Helpful, friendly staff information when contacted with a query. Attended to information requested in a timely manner"
    | Tradesman Insurance |
  • "The broker was extremely professional, very prompt with my enquiry and answered all of my questions with ease. The price came back competitively and the purchase transaction was made easy with BPay, I was very happy to have such an easy and positive experience."
    Common Sense Project Solutions Pty Ltd | Tradesman Insurance |
  • "punctual efficient service"
    Pumicestone Electrical & Airconditioning | Tradesman Insurance |
  • "Easy set up for a basic public and products policy,great work,cheers Tony"
    A.S BARTLETT & J.A BARTLETT | Tradesman Insurance |
  • "Very easy to deal with and very professional"
    H & M McDonald | Tradesman Insurance |
  • "Excellent service and competitive insurance quote rates"
    | Tradesman Insurance |
  • "Great prompt service and helpful."
    G.L.E 63 PTY LTD | Tradesman Insurance | Melbourne
  • "Easy to deal with and make payment"
    Thelma Dawn Els T/As Clean Sweep Bond Cleaning Services | Tradesman Insurance |
  • "Good customer service"
    Coast Plumbing Pty Ltd | Tradesman Insurance |