Fibre optic cable in a Telstra pit.

Trade Risk can assist with business insurance for data cable and pipe installers, including NBN contractors.

We can provide instant online quotes for public liability insurance if that’s all you need, or you can speak with one of our specialists about your total business insurance needs.

For an instant public liability quote please enter your details below or call us on 1800 808 800, or to read our guide on insurance for data cable installers please continue reading below the form…


If your business activities differ to standard data cable installations, please complete our comprehensive quote request, or call us on 1800 808 800.

Important Information

As an insurance broker we use a range of different insurance and underwriting companies.  Some are household names, whilst others are not well known outside of the insurance industry.

In the case of our online system, it is provided by a single underwriting agency, and they have a range of endorsements that relate specifically to data cable and pipe installers.

It’s important to review these endorsements, but please keep in mind they only relate to our online system.  We do have access to other policies for cable installers that will have different endorsements.  If you’re in any doubt, please call us on 1800 808 800 and our experts will be able to run through it with you.

The information below is a summary only and should not be fully relied upon.  When you obtain a quote, scroll down to the endorsements section and you’ll be able to view the full wording.

EMF Exclusion

The policy will not cover you for any claim relating to magnetic electric or electromagnetic wave that results in actual or alleged diminution of property values.

We’ve never experienced such a claim from any of our clients, but it’s important to know.

Underground Work & Underground Services

Plenty of work involving data cabling will be underground, especially if you are working on the NBN.

Our online policy covers underground work up to 3 metres in depth from the surface.  If you think you’ll be working at depths greater than 3 metres we can still assist, however it won’t be via our online policy.  In this case please call us on 1800 808 800.

Even if you’re not physically working under the surface, the policy still has some requirements regarding underground services.

It is a requirement that before doing any drilling or excavation that you undertake the “Dial Before You Dig” process, as well as undertaking your work in a manner that minimises the chances of damaging any underground services.

It is important to document all of your efforts in locating and avoiding underground services.

Damage to Optic Fibre Cables

An additional excess applies to claims involving damage to optic fibre cables.

The excess will be 10% of the total value of the claim or $250, whichever is greater, up to a maximum of $2,500 per claim.

Computer Viruses, Data Loss and Date Issues

The policy won’t cover you for any claim involving computer viruses, loss of information or inability to access something via a computer or other device.

It will not cover any date issues relating to what was known as the “Y2K bug”.  For our readers who are too young to remember the late nineties, this refers to computers and software which couldn’t cope with going from the year 99 (1999) to the year 00 (2000).  This endorsement is probably not relevant now, but it is there.

We wouldn’t expect someone undertaking data cabling to be involved in any claim relating to this section, but it’s important to know.  If you are undertaking work that could result in issues around viruses or data loss, please let us know so we can find a more suitable policy for you.

Use of Heat

If you are using heat for welding, cutting or other functions, there are certain precautions that must be met in order for the policy to cover you.

Those precautions are a little too specific to try to summarise here, so please refer to the endorsement section of the quote to view the full details.

One more warning – the above is just a summary of the endorsement which apply to the online policy.  You must refer to the quote or the policy to view the full details of each endorsement.

At Trade Risk we have assisted over 7,000 tradies and small business owners with their insurance needs.

We can assist with a wide range of covers including public liability, tool insurance and business packages.

We also have an in-house financial adviser who specialises in income protection and life insurance for tradies.

For more information please contact us.

Tradies Love Trade Risk

In 2017, 2018 and 2019 Trade Risk was awarded the Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • real;y good
    Tercom Pty Ltd | Tradesman Insurance |
  • The price was on point and the service was also great.
    | Tradesman Insurance |
  • Excellent customer service and easy payment options
    | Tradesman Insurance |
  • The team always helpful.
    | Tradesman Insurance |
  • They were pleasant to deal with when I first took the policy out and I am happy with...
    Gary Rodney Latcham | Tradesman Insurance |
  • Easy to use, heaps of advance notice for when insurance is expiring. Great communication.
    Ricky Gan | Tradesman Insurance |
  • Price is great Some emails and returning my calls were non existent even after asking a...
    Richard WIlliam Morris | Tradesman Insurance |
  • Pretty good .. jus t let us know the insurance is goin up if ur automatic do it
    Ben Andrew Kerkham | Tradesman Insurance |
  • Everyone I spoke to was helpful friendly and informative. But the computer system was...
    James Cameron | Tradesman Insurance |
  • TradeRisk just make it so easy with their online tools.
    Alister Andrew Campbell | Tradesman Insurance |
  • Easy to renew insurance
    | Tradesman Insurance |
  • My renewal quote was significantly less expensive than other companies could offer. The...
    | Tradesman Insurance |
  • Yes I would recommend them, very efficient and prompt.
    Alan Sharpe | Tradesman Insurance |
  • Quick and easy....Good value.
    G.a Turner & T.l Turner | Tradesman Insurance |
  • Great trade insurance A+
    | Tradesman Insurance |
  • Very helpful good value and friendly would recommend
    | Tradesman Insurance |
  • Good experience.
    KNR Services Pty Ltd | Tradesman Insurance |
  • Excellent service and nothing was a problem and a pleasure to talk to
    | Tradesman Insurance |

Do you need cover outside of the norm?

If you don´t quite fit the box and have some unusual insurance requirements, try our our comprehensive quote form.

Get a comprehensive quote

Share via