fbpx

Fibre optic cable in a Telstra pit.

Trade Risk can assist with business insurance for data cable and pipe installers, including NBN contractors.

We can provide instant online quotes for public liability insurance if that’s all you need, or you can speak with one of our specialists about your total business insurance needs.

For an instant public liability quote please enter your details below or call us on 1800 808 800, or to read our guide on insurance for data cable installers please continue reading below the form…

 


If your business activities differ to standard data cable installations, please complete our comprehensive quote request, or call us on 1800 808 800.


Important Information

As an insurance broker we use a range of different insurance and underwriting companies.  Some are household names, whilst others are not well known outside of the insurance industry.

In the case of our online system, it is provided by a single underwriting agency, and they have a range of endorsements that relate specifically to data cable and pipe installers.

It’s important to review these endorsements, but please keep in mind they only relate to our online system.  We do have access to other policies for cable installers that will have different endorsements.  If you’re in any doubt, please call us on 1800 808 800 and our experts will be able to run through it with you.

The information below is a summary only and should not be fully relied upon.  When you obtain a quote, scroll down to the endorsements section and you’ll be able to view the full wording.

EMF Exclusion

The policy will not cover you for any claim relating to magnetic electric or electromagnetic wave that results in actual or alleged diminution of property values.

We’ve never experienced such a claim from any of our clients, but it’s important to know.

Underground Work & Underground Services

Plenty of work involving data cabling will be underground, especially if you are working on the NBN.

Our online policy covers underground work up to 3 metres in depth from the surface.  If you think you’ll be working at depths greater than 3 metres we can still assist, however it won’t be via our online policy.  In this case please call us on 1800 808 800.

Even if you’re not physically working under the surface, the policy still has some requirements regarding underground services.

It is a requirement that before doing any drilling or excavation that you undertake the “Dial Before You Dig” process, as well as undertaking your work in a manner that minimises the chances of damaging any underground services.

It is important to document all of your efforts in locating and avoiding underground services.

Damage to Optic Fibre Cables

An additional excess applies to claims involving damage to optic fibre cables.

The excess will be 10% of the total value of the claim or $250, whichever is greater, up to a maximum of $2,500 per claim.

Computer Viruses, Data Loss and Date Issues

The policy won’t cover you for any claim involving computer viruses, loss of information or inability to access something via a computer or other device.

It will not cover any date issues relating to what was known as the “Y2K bug”.  For our readers who are too young to remember the late nineties, this refers to computers and software which couldn’t cope with going from the year 99 (1999) to the year 00 (2000).  This endorsement is probably not relevant now, but it is there.

We wouldn’t expect someone undertaking data cabling to be involved in any claim relating to this section, but it’s important to know.  If you are undertaking work that could result in issues around viruses or data loss, please let us know so we can find a more suitable policy for you.

Use of Heat

If you are using heat for welding, cutting or other functions, there are certain precautions that must be met in order for the policy to cover you.

Those precautions are a little too specific to try to summarise here, so please refer to the endorsement section of the quote to view the full details.

One more warning – the above is just a summary of the endorsement which apply to the online policy.  You must refer to the quote or the policy to view the full details of each endorsement.


At Trade Risk we have assisted over 7,000 tradies and small business owners with their insurance needs.

We can assist with a wide range of covers including public liability, tool insurance and business packages.

We also have an in-house financial adviser who specialises in income protection and life insurance for tradies.

For more information please contact us.

Tradies Love Trade Risk

In 2017, 2018 and 2019 Trade Risk was awarded the Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • Easy to deal with. Great prices.
    Sorted Electrical Pty Ltd | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • sending me a reminder that my insurance was due and folowing up on it.fast and effiecient...
    Bradley Steven Oakley | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Quick and easy to deal with.
    Claire Story | Tradesman Insurance | TIN CAN BAY
    star fullstar fullstar fullstar fullstar full
  • The staff were informative ,following up promptly and with a high professional standard
    Modern Abode Pty Ltd | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Great service
    The Trustee For Timms Family Trust | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Awesome service quick to get back to you and great end result.
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • Excellent service as always. Easy website to negotiate. Great service when having to make...
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Great customer service, all essential information about your insurance coverage is...
    Geoffrey Arnold Walker | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Lots of advice, great price compared to other insurance companies. Easy to pay & get...
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • Good customer service
    Alexander Talikin | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Simple easy to use with great support
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • Easy to deal with
    Mr & Mrs C Coote | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Great service
    Benjamin James Ghalayini | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • The service was excellent customer contact was clear and very professional
    Gerard Jones | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Great service, understanding of different types of work and able to accommodate
    Huntress Electrical Solutions Pty Ltd | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • Very efficient, I will use this service in the future because I can rely on the team. The...
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full

Do you need cover outside of the norm?

If you don´t quite fit the box and have some unusual insurance requirements, try our our comprehensive quote form.

Get a comprehensive quote

Loading...