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Trade Insurance Reviews

Whether you just need liability cover as an operator, or need to insure a fleet of earthmoving plant and machinery, we can help you.

We’ve been helping business owners in the building and construction industry for over a decade, and have assisted over 10,000 businesses with their insurance needs.

For a quote on earthmoving contractors insurance, or insurance for earthmoving equipment, call us on 1800 808 800 or contact us online.

Earthmoving insurance types

There are many different insurance types that an earthmoving business may need.

We’ll look at a couple of the common ones below, but we do recommend speaking with one of our team to properly assess your risks and which covers you need.

Earthmoving Business Insurance

Public Liability Insurance

Public liability is the most commonly required form of insurance for any construction-based business, and it’s no different for earthmoving.

This is the insurance that will cover you in the event that you cause property damage or personal injury to another person.

Given the nature of earthmoving and excavation work, insuring yourself against the risk of causing such damage is absolutely vital.

When looking at quotes for public liability insurance, make sure you keep an eye on any excavation depth limits on the policy.

Some policies might say they’re suitable for an earthmoving business, but have a depth limit of only 1 or 2 metres. This might be completely useless to you depending on the work you’re doing.

So don’t rely on the policy covering all of your earthmoving and excavation work because that’s the listed occupation – check all of the other conditions too.

By using a specialist insurance broker such as Trade Risk you can rely on us to pick these things up for you and make sure the cover is appropriate.

Plant & Machinery

In an earthmoving business your most valuable assets (besides your own ability to work) is your mobile plant and machinery.

If they are stolen or damaged, you need to have them replaced or repaired quickly so you can get back on the job.

Plant and machinery insurance can help to protect your valuable assets from a range of different risks.

We can also assist with commercial motor insurance for your other vehicles, including the trucks you use to transport your machinery.

Other Business Insurance Types

What other insurance you might need in your earthmoving business depends on many different factors.

Here at Trade Risk we can assist with all forms of business insurance, including but not limited to:

  • Public liability insurance
  • Plant and machinery
  • Commercial motor
  • Contract works
  • Contractual liability
  • Professional indemnity
  • Trade credit insurance
  • Personal accident cover
  • And many more…

The best option is to speak with one of our experts who understand the risks that a business like yours can face.

They can run through the different options for you and put together a range of quotes that suit your needs and budget.

For more information or to get started on the quoting process please call us on 1800 808 800 or contact us online.

Our office is based in Queensland, but we assist thousands of clients from all over Australia.

Earthmovers Insurance

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "To all intents all has gone well, but until I make a claim I really wont know will I?"
    Peter Paul Derkley | Tradesman Insurance |
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    "Excellent & prompt service"
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    "Been using traderisk for a couple of years now. I highly recommend easy to deal with and provide an amazing customer service!"
    Travis Daniel Finger | Trade Insurance - Renewal |
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    "Easy to deal with. Sent reminder emails and followed up. Gave contact numbers for any issues."
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    "Communication! Keeping me informed for the renewal process for my public liability."
    Scott Peter Rowlands | Trade Insurance - Renewal |
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    "Trade Risk ask more questions and tailor the cover to suit your risks. That means you get great cover at a competitive price."
    Alister Andrew Campbell | Trade Insurance - Renewal |
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    "Excellent service"
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    "good service"
    ULTRAFRAME WINDOWS AND DOORS PTY LTD | Tradesman Insurance |
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    "Easy and professional service"
    G.A Turner & T.L Turner | Trade Insurance - Renewal |
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    "Was very helpful nice to talk with Jeremy great service thank you"
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    "Ease of access and affordable"
    | Tradesman Insurance |
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    "No fuss very easy to deal with"
    Nicholas Oliver Lawson | Trade Insurance - Renewal |
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    "Everything was professional and paperwork sent to was was easy to follow. Jennifer is a great asset to your business."
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    "Fantastic service with a very competitive rate. Thank you Trade Risk"
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    "Easy process would recommend Trade Risk"
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    "Easy to deal with and the process of taking out or renewing a policy is very efficient and intuitive."
    Robert Brian Williams | Trade Insurance - Renewal | Melbourne
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    "Simple Tradie insurance from great people!!"
    Red River & Carol Rohde | Tradesman Insurance |
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    "Very affordable and easy to deal with. Haven’t had to make a claim yet."
    Trevor Wheeler | Trade Insurance - Renewal |
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