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Trade Insurance Reviews

Whether you just need liability cover as an operator, or need to insure a fleet of earthmoving plant and machinery, we can help you.

We’ve been helping business owners in the building and construction industry for over a decade, and have assisted over 10,000 businesses with their insurance needs.

For a quote on earthmoving contractors insurance, or insurance for earthmoving equipment, call us on 1800 808 800 or contact us online.

Earthmoving insurance types

There are many different insurance types that an earthmoving business may need.

We’ll look at a couple of the common ones below, but we do recommend speaking with one of our team to properly assess your risks and which covers you need.

Earthmoving Business Insurance

Public Liability Insurance

Public liability is the most commonly required form of insurance for any construction-based business, and it’s no different for earthmoving.

This is the insurance that will cover you in the event that you cause property damage or personal injury to another person.

Given the nature of earthmoving and excavation work, insuring yourself against the risk of causing such damage is absolutely vital.

When looking at quotes for public liability insurance, make sure you keep an eye on any excavation depth limits on the policy.

Some policies might say they’re suitable for an earthmoving business, but have a depth limit of only 1 or 2 metres. This might be completely useless to you depending on the work you’re doing.

So don’t rely on the policy covering all of your earthmoving and excavation work because that’s the listed occupation – check all of the other conditions too.

By using a specialist insurance broker such as Trade Risk you can rely on us to pick these things up for you and make sure the cover is appropriate.

Plant & Machinery

In an earthmoving business your most valuable assets (besides your own ability to work) is your mobile plant and machinery.

If they are stolen or damaged, you need to have them replaced or repaired quickly so you can get back on the job.

Plant and machinery insurance can help to protect your valuable assets from a range of different risks.

We can also assist with commercial motor insurance for your other vehicles, including the trucks you use to transport your machinery.

Other Business Insurance Types

What other insurance you might need in your earthmoving business depends on many different factors.

Here at Trade Risk we can assist with all forms of business insurance, including but not limited to:

  • Public liability insurance
  • Plant and machinery
  • Commercial motor
  • Contract works
  • Contractual liability
  • Professional indemnity
  • Trade credit insurance
  • Personal accident cover
  • And many more…

The best option is to speak with one of our experts who understand the risks that a business like yours can face.

They can run through the different options for you and put together a range of quotes that suit your needs and budget.

For more information or to get started on the quoting process please call us on 1800 808 800 or contact us online.

Our office is based in Queensland, but we assist thousands of clients from all over Australia.

Earthmovers Insurance

Tradies Love Trade Risk

In 2020 Trade Risk was awarded the Platinum Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "good follow up service"
    Classic Contracting Pty Ltd | Trade Insurance - Renewal |
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    "Took weeks to get back to me. My insurance lapsed and as a result I was unlicensed for 4 days."
    Mikael Erik Amberntsson | Trade Insurance - Renewal |
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    "Jennifer from Trade Risk is always happy to help and very prompt in replying to queries and concerns. Trade Risk takes the hassle out of insurance and makes sure the cover I need is the cover I get."
    Luke | Trade Insurance - Renewal | Snowy Monaro NSW
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    "Excellent service. Keshia was very helpful and easy to deal with. I would continue dealing with Trade Risk again"
    Jawo Wollaston | Trade Insurance - Renewal | Pioneer
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    "Happy with the competitive price. Was an increase from last year but that's common."
    Samford Valley Plumbing Service Pty Ltd | Trade Insurance - Renewal |
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    "No comment"
    Reynolds Family Trust | Trade Insurance - Renewal |
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    "Would recommend them. Great service and prompt follow up to enquiries."
    Riddells Creek Roofing Pty Ltd | Trade Insurance - Renewal |
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    "When insurance comes up in conversation I always tell about who I am with and why."
    | Trade Insurance - Renewal |
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    "Timely and easy to organise."
    Anthony Walford Thyer | Trade Insurance - Renewal |
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    "It took nearly a month to have our renewal finalised. Our broker never responded to our emails or our phone calls, and there was no communication in regard to a required amendment to our renewal proposal. This resulted in a premium much higher than what we were originally paying. Considering the lack of communication and that it took a week for anyone to even action our request, and that our renewal was not finalised 2 days out from its due date, I sincerely doubt that our broker bothered or attempted to negotiate with the insurer or find us the best deal."
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    "Great service friendly easy renewal of my policy"
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    "This was a renewal for us and they helped us not only with reminders, but they send a questionnaire about our current policy needs and came up with a policy that suited our changing business."
    Airlie Aluminium Marine Pty Ltd | Trade Insurance - Renewal |
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    "Quick and efficient Attended my query and needs immediately"
    | Trade Insurance - Renewal |
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    "Great customer service agent"
    C.M Friend & P.J Friend | Trade Insurance - Renewal |
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    "We have been using Trade Risk for years. They make it easy and it is good value."
    P & J Building & Home Maintenance Services Pty Ltd | Trade Insurance - Renewal |
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    "Very easy to deal with 👍🏿"
    | Trade Insurance - Renewal |
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    "They provided prompt information and quotes and I found them very easy to deal with."
    | Trade Insurance - Renewal |
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    "Service was good, but not the premium"
    David Mathew Zemunik | Trade Insurance - Renewal |
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