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Trade Insurance Reviews

Whether you just need liability cover as an operator, or need to insure a fleet of earthmoving plant and machinery, we can help you.

We’ve been helping business owners in the building and construction industry for over a decade, and have assisted over 10,000 businesses with their insurance needs.

For a quote on earthmoving contractors insurance, or insurance for earthmoving equipment, call us on 1800 808 800 or contact us online.

Earthmoving insurance types

There are many different insurance types that an earthmoving business may need.

We’ll look at a couple of the common ones below, but we do recommend speaking with one of our team to properly assess your risks and which covers you need.

Earthmoving Business Insurance

Public Liability Insurance

Public liability is the most commonly required form of insurance for any construction-based business, and it’s no different for earthmoving.

This is the insurance that will cover you in the event that you cause property damage or personal injury to another person.

Given the nature of earthmoving and excavation work, insuring yourself against the risk of causing such damage is absolutely vital.

When looking at quotes for public liability insurance, make sure you keep an eye on any excavation depth limits on the policy.

Some policies might say they’re suitable for an earthmoving business, but have a depth limit of only 1 or 2 metres. This might be completely useless to you depending on the work you’re doing.

So don’t rely on the policy covering all of your earthmoving and excavation work because that’s the listed occupation – check all of the other conditions too.

By using a specialist insurance broker such as Trade Risk you can rely on us to pick these things up for you and make sure the cover is appropriate.

Plant & Machinery

In an earthmoving business your most valuable assets (besides your own ability to work) is your mobile plant and machinery.

If they are stolen or damaged, you need to have them replaced or repaired quickly so you can get back on the job.

Plant and machinery insurance can help to protect your valuable assets from a range of different risks.

We can also assist with commercial motor insurance for your other vehicles, including the trucks you use to transport your machinery.

Other Business Insurance Types

What other insurance you might need in your earthmoving business depends on many different factors.

Here at Trade Risk we can assist with all forms of business insurance, including but not limited to:

  • Public liability insurance
  • Plant and machinery
  • Commercial motor
  • Contract works
  • Contractual liability
  • Professional indemnity
  • Trade credit insurance
  • Personal accident cover
  • And many more…

The best option is to speak with one of our experts who understand the risks that a business like yours can face.

They can run through the different options for you and put together a range of quotes that suit your needs and budget.

For more information or to get started on the quoting process please call us on 1800 808 800 or contact us online.

Our office is based in Queensland, but we assist thousands of clients from all over Australia.

Earthmovers Insurance

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Great online help available through trade risks website"
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    "Good product knowledge, quick service"
    Michael English | Tradesman Insurance |
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    "Very helpful"
    Rodney Bruce Russell | Trade Insurance - Renewal | Belmont4153
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    "I have been with Trade Risk for three years now, I have always found them to be nothing but professional. Running a business is hard enough so when it comes time to look at insurance renewal you can trust the team at Trade Risk to look after you. Cheers Joe Khoury J.C.K Construction Group Pty Ltd"
    J.C.K Construction Group Pty Ltd | Trade Insurance - Renewal |
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    "Seamless transaction.. Yes would highly recomend"
    Brian Arthur Chedgey | Trade Insurance - Renewal |
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    "Fantastic customer service and great price."
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    "GOOD TO DEAL WITH ON THE PHONE , GOT THINGS MOVING QUICKLY.."
    GA & YB Pawson | Trade Insurance - Renewal | EMERALD 3782
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    "Always great to deal with no delays they are communicative and easy to follow I definitely recommend them."
    John Patrick Gilbert | Trade Insurance - Renewal |
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    "Insurance renewed quickly very easily"
    M.C Dandridge And L.M Hamilton | Trade Insurance - Renewal |
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    "Got back to me straight away, Great communication, Treated me like i was their only client."
    | Tradesman Insurance |
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    "Really great, fast and responsive in all aspects of business"
    | Trade Insurance - Renewal |
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    "really good fast and got what we wanted in the policy happy with the service hopefullywe never have to use it thanks for everything"
    Ian And Finn Murphy | Tradesman Insurance | mt cotton
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    "Easy straight forward and great communication"
    Pod Productions Pty Ltd | Tradesman Insurance |
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    "Prompt response and fair price for my needs Would certainly recommend"
    | Tradesman Insurance |
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    "Doubled my insurance premium for no reason, now I can't get insurance certificate. ***!"
    | Trade Insurance - Renewal |
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    "Great Sevice!"
    | Tradesman Insurance |
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    "Jeremy is going the extra mile to make sure you are happy answering very quickly nice to talk to him on the phone"
    | Trade Insurance - Renewal |
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    "Fair priced insurance, sign up process was easy & understandable, had good reviews from other customers and so far my experience from dealing with their customer service they are very friendly which is a breath of fresh air and understandable."
    Frank Youhan | Tradesman Insurance | Melbourne
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