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Earlier this month we were asked by Insurance Business magazine for our thoughts on delegated claims authority.

This is where a broker is able to approve small claims themselves, rather than having to wait for approval from the insurance companies.

If implemented, this should lead to faster payments to tradies who have had their tools stolen.

Here are our thoughts, as published in the magazine:

Text:

“It would only work for a very limited range of claim types, but it could work very well.

At Trade Risk our most common claim is for a tradesperson’s tools.

We can easily show proof of ownership as well as quotes for replacement of tools, and obtain the police report confirming there has been forced entry.

In this case there is virtually no grey area, and with most being worth only a few thousand dollars there is no reason why we shouldn’t be able to quickly settle these claims using our own expertise.

In my opinion, if an insurer doesn’t trust a broker to settle a very basic claim, they shouldn’t trust them to write the policy in the first place.”

Here at Trade Risk we aren’t just about selling insurance. We’re about protecting tradies and making their life easier.

We want to make sure that when you have your tools stolen we can have them replaced as quickly and painlessly as possible.

We know you rely on your tools to make a living, and that’s why we’re always pushing to improve the claim settlement process for our clients.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "Good product knowledge, quick service"
    Michael English | Tradesman Insurance |
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    "Very helpful"
    Rodney Bruce Russell | Trade Insurance - Renewal | Belmont4153
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    "I have been with Trade Risk for three years now, I have always found them to be nothing but professional. Running a business is hard enough so when it comes time to look at insurance renewal you can trust the team at Trade Risk to look after you. Cheers Joe Khoury J.C.K Construction Group Pty Ltd"
    J.C.K Construction Group Pty Ltd | Trade Insurance - Renewal |
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    "Seamless transaction.. Yes would highly recomend"
    Brian Arthur Chedgey | Trade Insurance - Renewal |
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    "Fantastic customer service and great price."
    | Trade Insurance - Renewal |
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    "GOOD TO DEAL WITH ON THE PHONE , GOT THINGS MOVING QUICKLY.."
    GA & YB Pawson | Trade Insurance - Renewal | EMERALD 3782
    star fullstar fullstar fullstar fullstar full
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    "Always great to deal with no delays they are communicative and easy to follow I definitely recommend them."
    John Patrick Gilbert | Trade Insurance - Renewal |
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    "Insurance renewed quickly very easily"
    M.C Dandridge And L.M Hamilton | Trade Insurance - Renewal |
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    "Got back to me straight away, Great communication, Treated me like i was their only client."
    | Tradesman Insurance |
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    "Really great, fast and responsive in all aspects of business"
    | Trade Insurance - Renewal |
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    "really good fast and got what we wanted in the policy happy with the service hopefullywe never have to use it thanks for everything"
    Ian And Finn Murphy | Tradesman Insurance | mt cotton
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    "Easy straight forward and great communication"
    Pod Productions Pty Ltd | Tradesman Insurance |
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    "Prompt response and fair price for my needs Would certainly recommend"
    | Tradesman Insurance |
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    "Doubled my insurance premium for no reason, now I can't get insurance certificate. ***!"
    | Trade Insurance - Renewal |
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    "Great Sevice!"
    | Tradesman Insurance |
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    "Jeremy is going the extra mile to make sure you are happy answering very quickly nice to talk to him on the phone"
    | Trade Insurance - Renewal |
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    "Fair priced insurance, sign up process was easy & understandable, had good reviews from other customers and so far my experience from dealing with their customer service they are very friendly which is a breath of fresh air and understandable."
    Frank Youhan | Tradesman Insurance | Melbourne
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    "Good service...they are organised"
    | Trade Insurance - Renewal |
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