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Trade Insurance Reviews

There are some occupations and business types which need insurance more than others, and tree loppers definitely fall into that category.

As a tree lopper or arborist you know there are some serious risks that you face every day when it comes to personal injury and property damage.

Although the potential risks are high, you can protect yourself with public liability insurance and a range of other business insurance types.

Read on to check out our tree loppers insurance guide, or if you just want some quotes, call us on 1800 808 800 or click the button below.

Public Liability Insurance

Public liability is arguably the most important form of insurance for people involved in tree lopping.

This form of insurance can protect you and your business in the event that you cause property damage or personal injury to another person as a result of your business activities.

Anyone who has been in the industry will know how easy it is to cause injury or damage through falling branches or entire trees, not to mention the potential for chainsaw mishaps.

For these reasons public liability is a must for anyone running their own business or working as a subcontractor in the tree lopping industry.

The cost of your public liability cover will depend on your specific business activities, including what heights you are working at and what percentage of your time is spent on lopping.

Tree Loppers Insurance

Tree lopping considerations

The main issue you will have with public liability insurance as a tree lopper is the heights you can work at.

If you are a gardener, handyman or landscaper who does some lopping as part of the job, most insurers will have height restrictions of 3m to 5m. Some actually exclude tree lopping completely.

If tree lopping is your full time role, you will find that some insurers do not offer cover at all. In this case you will have to shop around to find an insurer who can offer you appropriate coverage.

As insurance brokers, we have access to a wide range of different insurance companies and will be able to find you cover regardless of what heights you are working at.

Handyman Insurance Client Testimonial

Personal Accident Insurance

Handling a chainsaw at whilst perched ten or twenty metres up a tree can be quite risky, and there are plenty of news articles out there covering some nasty injuries to tree loppers.

Personal accident insurance can’t stop you from hurting yourself, but it can replace a large portion of your income whilst you’re unable to work.

You can also include an option to cover you for sickness, so your income will be protected whilst you’re unable to work due to either accident or sickness.

Tool & Equipment Insurance

As a tree lopper you’ll most likely have a ute or truck full of equipment that needs to be protected.

Tool insurance can help to protect your power tools, and we can also arrange cover for trailers setup for mulching.

Commercial Motor Insurance

Whether you have a fleet of trucks or just a single ute, we can assist with commercial motor insurance to protect them.

It’s important to ensure your vehicles are properly insured, taking into account any mulching equipment or similar that you have attached to to the vehicle.

In this case a standard vehicle policy might not cover you, even if you have stated that the vehicle is for business use.

We recommend having the vehicles insured properly via a commercial motor policy. This will ensure you a properly covered in the event of a claim.

Tradie Brands on Race Car - Trade Risk

Quotes and more information

At Trade Risk we specialise in trades and associated services, and can put together a competitive package that covers the major risks in a tree lopping business.

Whether you’re a one-man-band or a large national operation, we have the knowledge and experience to get you the right cover.

For more information please contact us on 1800 808 800 or get the ball rolling with our quote request form.

Please note that we cannot provide instant online quotes for tree loppers or arborists, but our brokers will be able to assist you with a quote tailored to your business.

Tree Lopping Insurance

Tradies Love Trade Risk

In 2020 Trade Risk was awarded the Platinum Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

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    "good follow up service"
    Classic Contracting Pty Ltd | Trade Insurance - Renewal |
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    "Took weeks to get back to me. My insurance lapsed and as a result I was unlicensed for 4 days."
    Mikael Erik Amberntsson | Trade Insurance - Renewal |
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    "Jennifer from Trade Risk is always happy to help and very prompt in replying to queries and concerns. Trade Risk takes the hassle out of insurance and makes sure the cover I need is the cover I get."
    Luke | Trade Insurance - Renewal | Snowy Monaro NSW
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    "Excellent service. Keshia was very helpful and easy to deal with. I would continue dealing with Trade Risk again"
    Jawo Wollaston | Trade Insurance - Renewal | Pioneer
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    "Happy with the competitive price. Was an increase from last year but that's common."
    Samford Valley Plumbing Service Pty Ltd | Trade Insurance - Renewal |
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    "No comment"
    Reynolds Family Trust | Trade Insurance - Renewal |
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    "Would recommend them. Great service and prompt follow up to enquiries."
    Riddells Creek Roofing Pty Ltd | Trade Insurance - Renewal |
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    "When insurance comes up in conversation I always tell about who I am with and why."
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    "Timely and easy to organise."
    Anthony Walford Thyer | Trade Insurance - Renewal |
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    "It took nearly a month to have our renewal finalised. Our broker never responded to our emails or our phone calls, and there was no communication in regard to a required amendment to our renewal proposal. This resulted in a premium much higher than what we were originally paying. Considering the lack of communication and that it took a week for anyone to even action our request, and that our renewal was not finalised 2 days out from its due date, I sincerely doubt that our broker bothered or attempted to negotiate with the insurer or find us the best deal."
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    "Great service friendly easy renewal of my policy"
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    "This was a renewal for us and they helped us not only with reminders, but they send a questionnaire about our current policy needs and came up with a policy that suited our changing business."
    Airlie Aluminium Marine Pty Ltd | Trade Insurance - Renewal |
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    "Quick and efficient Attended my query and needs immediately"
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    "Great customer service agent"
    C.M Friend & P.J Friend | Trade Insurance - Renewal |
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    "We have been using Trade Risk for years. They make it easy and it is good value."
    P & J Building & Home Maintenance Services Pty Ltd | Trade Insurance - Renewal |
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    "Very easy to deal with 👍🏿"
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    "They provided prompt information and quotes and I found them very easy to deal with."
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    "Service was good, but not the premium"
    David Mathew Zemunik | Trade Insurance - Renewal |
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