If there’s one area of insurance that trips up a lot of tradies, and other business owners for that matter, it’s insurance related to income. Specifically we’re talking about workers compensation, income protection and personal accident and/or sickness insurance....

What makes one tradies public liability policy different to another? We speak with a lot of trade business owners every week, and sometimes we’re asked why there is a difference in cost between two policies which seem the same....

If you’re operating your business as a sole trader in Australia, do you need to register an ABN? Operating as a sole trader is a very popular way for tradies to structure their businesses in Australia.  It is in...

Setting up as a sole trader is a common way for tradies to start their business. Our data shows that over 72% of tradies start their business with this structure. Whilst we’ve all heard the term, what does being...

This is a guest post written by Jon Mailer, CEO of PROTRADE United. If you are looking to improve your business’ productivity, efficiencies, and ultimately profitability, then there is no better place to start than with yourself. A business...

As a contractor working in the mining industry, you’ll most likely be required to hold your own insurance. Public liability is the most commonly required form of insurance for mining contractors, but it’s not the only one. In this...

Do you have income protection insurance, but you think it’s too expensive? You’re not alone… But do you ever do anything about it? Or do you just look at the renewal each year and think “I should do something...

Most workers and business owners know that their superannuation includes some sort of insurance, but what is it? The big question could also be, what insurance do I have in my super that I’m doubling up on? We’ll look...

Trade Risk has looked after the business insurance needs of over 8,000 tradies since 2010, so we have quite a lot of data on claims. We’ve helped tradies with claims for stolen tools, tradies who’ve caused damage to the...

In the construction industry it’s very common for workers to operate as subcontractors, and it’s important to know your insurance requirements. In this guide we’ll be looking at a range of common questions relating to subcontractor insurance requirements within...