Category : Guides

At Trade Risk we assist our clients with both business insurance – such as public liability – and personal risk insurance – such as income protection. Both of these insurance types can be paid monthly, and occasionally we’re asked...

A whole world of opportunity can open for a carpenter once the apprenticeship is over. Some chippies choose to spend a few more years on wages, but switching to self-employment is always an attractive option. By this stage you...

It’s the classic career move for many carpenters – making the jump to a licensed builder. For some the term ‘builder’ means building decks or undertaking renovations, whilst for others it is literally building new houses. Whichever end of...

Many tradies start their self-employed life as a sole trader, but as their business grows, switching to a company is not uncommon. It can make a lot of sense to go this way.  When you go out on your...

As an electrical contractor there are a few different insurance types you should consider. Some of these may be mandatory for an electrician, whilst others are simply a great form of protection. In terms of mandatory requirements, this will...

If you’re a self-employed tradie with a limited budget for insurance, what do you do? Option one might be to not have any insurance, but that’s definitely not recommended! So what is the most important form of insurance should...

For a lot of tradies, once they finish their apprenticeship one of the first things they think about is going out on their own. This may be as a subcontractor, possibly still working with the same company, or out...

We assist thousands of sole traders with their insurance needs. Whilst we also look after plenty of larger businesses, sole traders really are our bread and butter. In this guide we’ll take an in-depth look at each of the...

Here at Trade Risk we get the bulk of our new clients from two different sources: referrals from existing clients and others who find us online. Any decent tradie will be great at getting referrals from existing clients and...

When you’re working long hours in the heat of a hot Aussie summer, if you don’t look after yourself, you could end up in a bad way. But staying healthy doesn’t have to be a drag – and you...