For many plumbers, getting to the point of being your own boss in your own business is the ultimate goal. You’ve done the hard slog of your apprenticeship, you’ve spent a few years on wages honing your skills, and...

By Paul Simpson. Many times during my years as a Financial Planner specialising in Risk Insurance, I have heard healthy Tradesmen tell me that they don’t need to have Income Protection Insurance because they are fit and healthy and...

Last week we received a cool looking package from Tradie Box. The team reached out to us a little while back, and although we’re not tradies, we look after thousands of them and were keen to check it out....

Do you consider the insurance on your work ute or van to be business insurance?  Plenty of tradies don’t, but they should… We’ve put together a list of the top five traps to avoid when insuring your work vehicle....

For contractors in the building industry, it’s important to know what insurance you need. As a contractor, you’re essentially self-employed, and this brings with it a number of different responsibilities, one of them being insurance. There are a number...

At Trade Risk we assist our clients with both business insurance – such as public liability – and personal risk insurance – such as income protection. Both of these insurance types can be paid monthly, and occasionally we’re asked...

A whole world of opportunity can open for a carpenter once the apprenticeship is over. Some chippies choose to spend a few more years on wages, but switching to self-employment is always an attractive option. By this stage you...

It’s the classic career move for many carpenters – making the jump to a licensed builder. For some the term ‘builder’ means building decks or undertaking renovations, whilst for others it is literally building new houses. Whichever end of...

Many tradies start their self-employed life as a sole trader, but as their business grows, switching to a company is not uncommon. It can make a lot of sense to go this way.  When you go out on your...

As an electrical contractor there are a few different insurance types you should consider. Some of these may be mandatory for an electrician, whilst others are simply a great form of protection. In terms of mandatory requirements, this will...