Category : Guides

As an electrical contractor there are a few different insurance types you should consider. Some of these may be mandatory for an electrician, whilst others are simply a great form of protection. In terms of mandatory requirements, this will...

If you’re a self-employed tradie with a limited budget for insurance, what do you do? Option one might be to not have any insurance, but that’s definitely not recommended! So what is the most important form of insurance should...

For a lot of tradies, once they finish their apprenticeship one of the first things they think about is going out on their own. This may be as a subcontractor, possibly still working with the same company, or out...

We assist thousands of sole traders with their insurance needs. Whilst we also look after plenty of larger businesses, sole traders really are our bread and butter. In this guide we’ll take an in-depth look at each of the...

Here at Trade Risk we get the bulk of our new clients from two different sources: referrals from existing clients and others who find us online. Any decent tradie will be great at getting referrals from existing clients and...

When you’re working long hours in the heat of a hot Aussie summer, if you don’t look after yourself, you could end up in a bad way. But staying healthy doesn’t have to be a drag – and you...

There’s a common saying in business when it comes to wanting things good, cheap and fast. You can pick any two of them, but not the third.  i.e. You can have good and cheap, but it won’t be fast....

Most painters know they should have public liability insurance, but do you know what it actually covers? Essentially it covers you if you stuff up and someone else suffers a loss as a result. Speaking more formally, the policy...

Electrical contractor’s insurance generally refers to the public liability insurance required for your electrical contractor licence. In most states of Australia public liability is mandatory for electricians, and either way, it’s a very important form of cover for sparkies....

If you’re running a property maintenance business there are a few different insurance types you should consider. Why?  Because like all trades and workers in the building and services industry, there are certain risks that you face in your...