If there’s one area of insurance that trips up a lot of tradies, and other business owners for that matter, it’s insurance related to income. Specifically we’re talking about workers compensation, income protection and personal accident and/or sickness insurance....

What makes one tradies public liability policy different to another? We speak with a lot of trade business owners every week, and sometimes we’re asked why there is a difference in cost between two policies which seem the same....

If you’re operating your business as a sole trader in Australia, do you need to register an ABN? Operating as a sole trader is a very popular way for tradies to structure their businesses in Australia.  It is in...

This is our 2019 report. To view the current report please click here. We are pleased to release our 2019 report on that age old question – How much do tradies really earn? This is our sixth annual report,...

Setting up as a sole trader is a common way for tradies to start their business. Our data shows that over 72% of tradies start their business with this structure. Whilst we’ve all heard the term, what does being...

As a contractor working in the mining industry, you’ll most likely be required to hold your own insurance. Public liability is the most commonly required form of insurance for mining contractors, but it’s not the only one. In this...

Trade Risk has looked after the business insurance needs of over 8,000 tradies since 2010, so we have quite a lot of data on claims. We’ve helped tradies with claims for stolen tools, tradies who’ve caused damage to the...

In the construction industry it’s very common for workers to operate as subcontractors, and it’s important to know your insurance requirements. In this guide we’ll be looking at a range of common questions relating to subcontractor insurance requirements within...

As Australians become more time-poor and perhaps a little less handy, starting a handyman business continues to be a popular way of becoming your own boss. It’s isn’t necessarily difficult to start a handyman business, but there is a...

Should you start your own business as a self-employed tradie? It’s a question that thousands of tradies ask themselves every year.  Should they keep working for a wage, or take the risk of going out on their own? The...