This is our 2018 report. To view the current report please click here. We are pleased to release our 2018 report on that age old question – How much to tradies really earn? This is our fifth annual report,...

When it comes to business insurance for tradies, there’s no policy more popular than public liability insurance. Most self-employed tradies have it, and for many it’s a mandatory requirement for their licence or the contracts they’re working on. It...

For many plumbers, getting to the point of being your own boss in your own business is the ultimate goal. You’ve done the hard slog of your apprenticeship, you’ve spent a few years on wages honing your skills, and...

Note: We only provide vehicle insurance for clients who hold their business insurance with Trade Risk. Do you consider the insurance on your work ute or van to be business insurance?  Plenty of tradies don’t, but they should… We’ve...

This article was written in 2019 when we offered income protection insurance. We no longer employ a financial adviser, and now offer personal accident insurance instead. At Trade Risk we assist our clients with both business insurance – such...

A whole world of opportunity can open for a carpenter once the apprenticeship is over. Some chippies choose to spend a few more years on wages, but switching to self-employment is always an attractive option. By this stage you...

It’s the classic career move for many carpenters – making the jump to a licensed builder. For some the term ‘builder’ means building decks or undertaking renovations, whilst for others it is literally building new houses. Whichever end of...

Many tradies start their self-employed life as a sole trader, but as their business grows, switching to a company is not uncommon. It can make a lot of sense to go this way.  When you go out on your...

As an electrical contractor there are a few different insurance types you should consider. Some of these may be mandatory for an electrician, whilst others are simply a great form of protection. In terms of mandatory requirements, this will...

If you’re a self-employed tradie with a limited budget for insurance, what do you do? Option one might be to not have any insurance, but that’s definitely not recommended! So what is the most important form of insurance should...