fbpx

Test & Tag

Insurance for the test & tag industry

A big part of the test and tag industry is ensuring that people are kept safe and protected.

But what about protecting yourself? Have you thought about what is needed to look after yourself and your business?

Thankfully there are various forms of insurance designed to protect people in the test and tag industry.

In this guide we’ll take a look at the types of insurance available and how you could benefit from them.

Insurance Requirements

For test and tag business owners and operators there are three main types of insurance which are most important. These are public liability, professional indemnity and income protection.

Public Liability

Public liability is designed to protect you and your business in the event that your actions result in property damage or personal injury to another person.

Generally for a public liability claim to be successful you will need to be shown to be liable for the incident and to have acted negligently.

You can find out more about public liability insurance by following the link.

Professional Indemnity

Another important form of cover, and some would argue the most important, is professional indemnity insurance.

Whilst public liability covers you for your physical work and actions, professional indemnity covers you for the advice that you give in relation to testing and tagging.

Income Protection

Both of the abovementioned covers are designed primarily to protect your customers and members of the public, but what about protecting yourself?

If you are ill or injured and are unable to work in test and tag for a period of time, income protection can replace a large percentage of your income until you are well enough to return.

More information on income protection

can be found by following the link.

Other

As with all business types, there are a number of other forms of cover which can help to protect a test and tag business, as well as their staff, management and owners.

Some of these covers include tools and equipment insurance, business interruption and business expense insurance.

For more information about these covers it is best to speak with a qualified insurance broker, such as those working with us here at Trade Risk.

Queensland Requirements

In Queensland there is an additional requirement for people operating a test and tag business.

In addition to the standard requirements, Queenslanders will also require an electrical contractors licence.

In order to obtain a Qld electrical contractors licence you will need to hold public liability insurance along with an endorsement for consumer protection insurance. You can find out more about this specific cover by following the link.

Quotes and More Information

If you would like to find out more about test and tag insurance please call our office on 1800 808 800 or complete our online quote request.

A1 Testing and Tagging

The image of the tag used in this article was provided by A1 Testing and Tagging.

A1 offer training and other services to the testing and tagging industry. For more information please visit their website or call them on 1300 303 759.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • testimonial background
    "Trade Risk make liability insurance so very simple i would definitely recommend them and have done so to other tradies"
    Stephen John McMurtrie | Tradesman Insurance | Lutwyche
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Quick and easy renewal of my insurance for a good price, I couldn't ask for more."
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Great service. Efficient and timely."
    Black Ship Investments Pty Ltd As The Trustee For Alarcon Hernandez Trust | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Good price always respond quickly"
    Renae Ann Bradshaw | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Excellent value for money."
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "excellent, streamlined,"
    Greer Atkinson Trading As Oui Moet | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Good communication and an easy transaction to get the cover I needed"
    Kean As Electrical Pty Ltd | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Best service from Jennifer Steger my account manager. Jennifer sourced me a better deal that suited my business and was cheaper. Would recommend to others and would buy again"
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Haven't had to make a claim but everything else seems easy and straight forward. Cheapest price I could find too, hope that's a good thing??"
    Marius Ionut Nitu T/As Marius Nitu | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "No complaints, quick response happy as"
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "extremely quick service very fast response to questions asked really great a pleasure to do business with"
    Joseph Ripolles | Tradesman Insurance | Alpine
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Always so easy to deal with."
    Scott Anthony Bowden | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "As always, hassle free and easy to deal with. I recommend them to anyone looking for business insurance."
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Was extremely happy with the service very easy and very convenient"
    Probrush Painting Pty Ltd | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Straight forward, easy to follow and then fast service from one of their customer service reps once online forms were completed"
    Cameron Verrills Constructions Pty Limited | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Great service well set up"
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "To many emails, I almost blocked your site because you won't stop emailing me"
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "I purchased a new policy and it was tricky so there were a lot of emails back and forth to make sure I had the correct cover. Cheryl Boyd was super friendly, patient and professional! I really like giving good customer service but I love it when it comes back! I'm really happy with Trade Risk services and staff. Thank you."
    Benjamin Moncrieff T/As Hot Wash Pressure Cleaning | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full