fbpx

Test & Tag

Insurance for the test & tag industry

A big part of the test and tag industry is ensuring that people are kept safe and protected.

But what about protecting yourself? Have you thought about what is needed to look after yourself and your business?

Thankfully there are various forms of insurance designed to protect people in the test and tag industry.

In this guide we’ll take a look at the types of insurance available and how you could benefit from them.

Insurance Requirements

For test and tag business owners and operators there are three main types of insurance which are most important. These are public liability, professional indemnity and income protection.

Public Liability

Public liability is designed to protect you and your business in the event that your actions result in property damage or personal injury to another person.

Generally for a public liability claim to be successful you will need to be shown to be liable for the incident and to have acted negligently.

You can find out more about public liability insurance by following the link.

Professional Indemnity

Another important form of cover, and some would argue the most important, is professional indemnity insurance.

Whilst public liability covers you for your physical work and actions, professional indemnity covers you for the advice that you give in relation to testing and tagging.

Income Protection

Both of the abovementioned covers are designed primarily to protect your customers and members of the public, but what about protecting yourself?

If you are ill or injured and are unable to work in test and tag for a period of time, income protection can replace a large percentage of your income until you are well enough to return.

More information on income protection

can be found by following the link.

Other

As with all business types, there are a number of other forms of cover which can help to protect a test and tag business, as well as their staff, management and owners.

Some of these covers include tools and equipment insurance, business interruption and business expense insurance.

For more information about these covers it is best to speak with a qualified insurance broker, such as those working with us here at Trade Risk.

Queensland Requirements

In Queensland there is an additional requirement for people operating a test and tag business.

In addition to the standard requirements, Queenslanders will also require an electrical contractors licence.

In order to obtain a Qld electrical contractors licence you will need to hold public liability insurance along with an endorsement for consumer protection insurance. You can find out more about this specific cover by following the link.

Quotes and More Information

If you would like to find out more about test and tag insurance please call our office on 1800 808 800 or complete our online quote request.

A1 Testing and Tagging

The image of the tag used in this article was provided by A1 Testing and Tagging.

A1 offer training and other services to the testing and tagging industry. For more information please visit their website or call them on 1300 303 759.

Tradies Love Trade Risk

In 2017 Trade Risk was awarded a Gold Trusted Service Award for the amazing service we offer to thousands of tradies from around Australia.

  • testimonial background
    "Ease of access and affordable"
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "No fuss very easy to deal with"
    Nicholas Oliver Lawson | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Everything was professional and paperwork sent to was was easy to follow. Jennifer is a great asset to your business."
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Fantastic service with a very competitive rate. Thank you Trade Risk"
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Easy process would recommend Trade Risk"
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Easy to deal with and the process of taking out or renewing a policy is very efficient and intuitive."
    Robert Brian Williams | Trade Insurance - Renewal | Melbourne
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Simple Tradie insurance from great people!!"
    Red River & Carol Rohde | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Very affordable and easy to deal with. Haven’t had to make a claim yet."
    Trevor Wheeler | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "i found peple i spoke to where friendly and listened to me and ireceived my ins when i needed it"
    Breeze Clotheslines ATF The Doherty Family Trust | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Good job well done"
    Yaalaruvi Pty Ltd | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "I found the process very easy and had good communication with the staff via email All sorted in a few days no stress 👍🏻😎"
    Oliver William Darvell | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "They make insurance easy and hassle free to get. Thanks again!"
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "excellent communication"
    Jake Robert Prosser | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Clear and simple process."
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Very Very good."
    Peter Dimech | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "have been with them a few years now and always happy with the service."
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Recommend - easy to deal with, prompt response to queries."
    | Tradesman Insurance |
    star fullstar fullstar fullstar fullstar full
  • testimonial background
    "Good to deal with"
    | Trade Insurance - Renewal |
    star fullstar fullstar fullstar fullstar full
Loading...